Is Austin, TX cheaper than University CDP (Hillsborough County), FL?

Based on cost of living data, Austin, TX is 4.6% more expensive than University CDP (Hillsborough County), FL. This translates to spending an extra $345 per month.

What salary do I need in Austin, TX to live like I do in University CDP (Hillsborough County), FL?

If you earn $150,000 in University CDP (Hillsborough County), FL, you'd need approximately $154,136.137 in Austin, TX to maintain the same standard of living.

How does housing cost compare between University CDP (Hillsborough County), FL and Austin, TX?

Housing in Austin, TX is 24.0% more expensive than in University CDP (Hillsborough County), FL. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,300/month in University CDP (Hillsborough County), FL.

How much can I save per month by moving from University CDP (Hillsborough County), FL to Austin, TX?

Living in Austin, TX costs approximately $345 more per month than University CDP (Hillsborough County), FL, or $4136 more per year, based on a $150,000 salary.

University CDP (Hillsborough County), FL vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 University CDP (Hillsborough County), FL — COL adjusted from Tampa, FL area + state data

Current salary in University CDP (Hillsborough County), FL

Numbers update automatically as you type

You'd spend $345/month more in Austin, TX

$150.0K in your current city equals $154.1K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 4.6%

More expensive

Monthly Impact

$345

Extra cost

Annual Impact

$4.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

University CDP (Hillsborough County), FL

Population:51K

Cost Index:100

Median Home:$367K

Austin, TX

Population:979K

Cost Index:105

Median Home:$558K

University CDP (Hillsborough County), FL

The Sunshine State

51K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 51K residents.

💡 Advantage: Florida has no state income tax!

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: University CDP (Hillsborough County), FL vs Austin, TX

Category	University CDP (Hillsborough County), FL	Austin, TX	Difference	Change
🏠Housing	$2,326/mo	$2,885/mo	↑ $559more	24.0%
🚗Transportation	$1,228/mo	$1,284/mo	↑ $56.42more	4.6%
🛒Groceries	$997/mo	$959/mo	↓ $37.31less	3.7%
🏥Healthcare	$557/mo	$589/mo	↑ $31.25more	5.6%
⚡All Utilities	$561/mo	$541/mo	↓ $20.04less	3.6%
📦Other	$1,728/mo	$1,741/mo	↑ $12.48more	0.7%

🏠Housing

↑ 24.0%

University CDP (Hillsborough County), FL

$2,326

Austin, TX

$2,885

Difference

$559

🚗Transportation

↑ 4.6%

University CDP (Hillsborough County), FL

$1,228

Austin, TX

$1,284

Difference

$56.42

🛒Groceries

↓ 3.7%

University CDP (Hillsborough County), FL

$997

Austin, TX

$959

Difference

$37.31

less

🏥Healthcare

↑ 5.6%

University CDP (Hillsborough County), FL

$557

Austin, TX

$589

Difference

$31.25

⚡All Utilities

↓ 3.6%

University CDP (Hillsborough County), FL

$561

Austin, TX

$541

Difference

$20.04

less

📦Other

↑ 0.7%

University CDP (Hillsborough County), FL

$1,728

Austin, TX

$1,741

Difference

$12.48

🏠Rent Comparison

Studio

From$894

To$1,585

↑ $691

1 Bed

From$1,056

To$1,685

↑ $629

2 Bed

From$1,300

To$1,995

↑ $695

3 Bed

From$1,788

To$2,525

↑ $737

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,397

Monthly in University CDP (Hillsborough County), FL

$7,998

Monthly in Austin, TX

$602

Difference

Home Values

University CDP (Hillsborough County)

Austin

Median Value

$558K

YoY Change

↓ -5%

5-Year Change

↑ +12.6%

Price Range

$272K - $1.26M

Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

University CDP (Hillsborough County), FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

University CDP (Hillsborough County), FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.