Is Nashville, TN cheaper than University Place, WA?

Based on cost of living data, Nashville, TN is 5.1% cheaper than University Place, WA. This translates to saving $380 per month.

What salary do I need in Nashville, TN to live like I do in University Place, WA?

If you earn $150,000 in University Place, WA, you'd need approximately $145,437.761 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between University Place, WA and Nashville, TN?

Housing in Nashville, TN is 9.9% cheaper than in University Place, WA. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,510/month in University Place, WA.

How much can I save per month by moving from University Place, WA to Nashville, TN?

Moving from University Place, WA to Nashville, TN could save you approximately $380 per month, or $4562 per year, based on a $150,000 salary.

University Place, WA vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 University Place, WA — COL adjusted from Tacoma, WA area + state data

Current salary in University Place, WA

Numbers update automatically as you type

You'd save $380/month moving to Nashville, TN

$150.0K in your current city equals $145.4K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Seattle-Tacoma-Bellevue, WA area

Overall Cost

↓ 5.1%

Less expensive

Monthly Impact

$380

Savings

Annual Impact

$4.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

University Place, WA

Population:35K

Cost Index:100

Median Home:$560K

Nashville, TN

Population:689K

Cost Index:95

Median Home:$489K

University Place, WA

The Evergreen State

35K

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 35K residents.

💡 Advantage: Washington has no state income tax!

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: University Place, WA vs Nashville, TN

Category	University Place, WA	Nashville, TN	Difference	Change
🚗Transportation	$1,823/mo	$1,284/mo	↓ $539less	29.6%
📦Other	$1,575/mo	$1,942/mo	↑ $367more	23.3%
🏠Housing	$2,942/mo	$2,651/mo	↓ $291less	9.9%
🏥Healthcare	$807/mo	$607/mo	↓ $200less	24.8%
🛒Groceries	$1,057/mo	$949/mo	↓ $108less	10.2%
⚡All Utilities	$471/mo	$519/mo	↑ $47.92more	10.2%

🚗Transportation

↓ 29.6%

University Place, WA

$1,823

Nashville, TN

$1,284

Difference

$539

less

📦Other

↑ 23.3%

University Place, WA

$1,575

Nashville, TN

$1,942

Difference

$367

🏠Housing

↓ 9.9%

University Place, WA

$2,942

Nashville, TN

$2,651

Difference

$291

less

🏥Healthcare

↓ 24.8%

University Place, WA

$807

Nashville, TN

$607

Difference

$200

less

🛒Groceries

↓ 10.2%

University Place, WA

$1,057

Nashville, TN

$949

Difference

$108

less

⚡All Utilities

↑ 10.2%

University Place, WA

$471

Nashville, TN

$519

Difference

$47.92

🏠Rent Comparison

Studio

From$1,020

To$1,600

↑ $580

1 Bed

From$1,183

To$1,680

↑ $497

2 Bed

From$1,510

To$1,840

↑ $330

3 Bed

From$2,122

To$2,350

↑ $228

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,676

Monthly in University Place, WA

$7,952

Monthly in Nashville, TN

$724

Difference

Home Values

University Place

Nashville

Median Value

$489K

YoY Change

↓ -2.1%

5-Year Change

↑ +32.1%

Price Range

$320K - $1.16M

Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

University Place, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

University Place, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.