Is Austin, TX cheaper than Upland, CA?

Based on cost of living data, Austin, TX is 11.6% cheaper than Upland, CA. This translates to saving $868 per month.

What salary do I need in Austin, TX to live like I do in Upland, CA?

If you earn $150,000 in Upland, CA, you'd need approximately $139,581.976 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Upland, CA and Austin, TX?

Housing in Austin, TX is 11.3% cheaper than in Upland, CA. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $2,513/month in Upland, CA.

How much can I save per month by moving from Upland, CA to Austin, TX?

Moving from Upland, CA to Austin, TX could save you approximately $868 per month, or $10418 per year, based on a $150,000 salary.

Upland, CA vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Upland, CA — ZIP-level rent data · COL adjusted from Fontana, CA area

Current salary in Upland, CA

Numbers update automatically as you type

You'd save $868/month moving to Austin, TX

$150.0K in your current city equals $139.6K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↓ 11.6%

Less expensive

Monthly Impact

$868

Savings

Annual Impact

$10.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Upland, CA

Population:79K

Cost Index:100

Median Home:$832K

Austin, TX

Population:979K

Cost Index:88

Median Home:$558K

Upland, CA

The Golden State

79K

Population

State Tax

Yes

Located in California, this city has a population of 79K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Upland, CA vs Austin, TX

Category	Upland, CA	Austin, TX	Difference	Change
🚗Transportation	$2,113/mo	$1,284/mo	↓ $829less	39.2%
🏠Housing	$3,251/mo	$2,885/mo	↓ $366less	11.3%
🛒Groceries	$1,028/mo	$959/mo	↓ $68.89less	6.7%
📦Other	$1,688/mo	$1,741/mo	↑ $53.20more	3.2%
🏥Healthcare	$546/mo	$589/mo	↑ $43.04more	7.9%
⚡All Utilities	$551/mo	$541/mo	↓ $10.47less	1.9%

🚗Transportation

↓ 39.2%

Upland, CA

$2,113

Austin, TX

$1,284

Difference

$829

less

🏠Housing

↓ 11.3%

Upland, CA

$3,251

Austin, TX

$2,885

Difference

$366

less

🛒Groceries

↓ 6.7%

Upland, CA

$1,028

Austin, TX

$959

Difference

$68.89

less

📦Other

↑ 3.2%

Upland, CA

$1,688

Austin, TX

$1,741

Difference

$53.20

🏥Healthcare

↑ 7.9%

Upland, CA

$546

Austin, TX

$589

Difference

$43.04

⚡All Utilities

↓ 1.9%

Upland, CA

$551

Austin, TX

$541

Difference

$10.47

less

🏠Rent Comparison

Studio

From$1,934

To$1,585

↓ $349

1 Bed

From$2,026

To$1,685

↓ $341

2 Bed

From$2,513

To$1,995

↓ $518

3 Bed

From$3,328

To$2,525

↓ $803

Upland, CAZIP-level data

1BR range: $2,210–$2,660/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,177

Monthly in Upland, CA

$7,998

Monthly in Austin, TX

$1,178

Difference

Home Values

Upland

Austin

$832K

Median Value

$558K

↓ -0.6%

YoY Change

↓ -5%

↑ +33.8%

5-Year Change

↑ +12.6%

$708K - $957K

Price Range

$272K - $1.26M

Homes in Austin are 33% less expensive than Upland

Calculate payment - Upland Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Upland, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Upland, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.