Is Kansas City, MO cheaper than Upland, CA?

Based on cost of living data, Kansas City, MO is 22.7% cheaper than Upland, CA. This translates to saving $1705 per month.

What salary do I need in Kansas City, MO to live like I do in Upland, CA?

If you earn $150,000 in Upland, CA, you'd need approximately $129,537.649 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Upland, CA and Kansas City, MO?

Housing in Kansas City, MO is 35.3% cheaper than in Upland, CA. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $2,513/month in Upland, CA.

How much can I save per month by moving from Upland, CA to Kansas City, MO?

Moving from Upland, CA to Kansas City, MO could save you approximately $1705 per month, or $20462 per year, based on a $150,000 salary.

Upland, CA vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Upland, CA — ZIP-level rent data · COL adjusted from Fontana, CA area

Current salary in Upland, CA

Numbers update automatically as you type

You'd save $1.7K/month moving to Kansas City, MO

$150.0K in your current city equals $129.5K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↓ 22.7%

Less expensive

Monthly Impact

$1,705

Savings

Annual Impact

$20.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Upland, CA

Population:79K

Cost Index:100

Median Home:$832K

Kansas City, MO

Population:508K

Cost Index:77

Median Home:$257K

Upland, CA

The Golden State

79K

Population

State Tax

Yes

Located in California, this city has a population of 79K residents.

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Upland, CA vs Kansas City, MO

Category	Upland, CA	Kansas City, MO	Difference	Change
🏠Housing	$3,251/mo	$2,105/mo	↓ $1,146less	35.3%
🚗Transportation	$2,113/mo	$1,216/mo	↓ $897less	42.5%
📦Other	$1,688/mo	$1,607/mo	↓ $80.72less	4.8%
🛒Groceries	$1,028/mo	$949/mo	↓ $78.89less	7.7%
🏥Healthcare	$546/mo	$607/mo	↑ $61.62more	11.3%
⚡All Utilities	$551/mo	$535/mo	↓ $15.93less	2.9%

🏠Housing

↓ 35.3%

Upland, CA

$3,251

Kansas City, MO

$2,105

Difference

$1,146

less

🚗Transportation

↓ 42.5%

Upland, CA

$2,113

Kansas City, MO

$1,216

Difference

$897

less

📦Other

↓ 4.8%

Upland, CA

$1,688

Kansas City, MO

$1,607

Difference

$80.72

less

🛒Groceries

↓ 7.7%

Upland, CA

$1,028

Kansas City, MO

$949

Difference

$78.89

less

🏥Healthcare

↑ 11.3%

Upland, CA

$546

Kansas City, MO

$607

Difference

$61.62

⚡All Utilities

↓ 2.9%

Upland, CA

$551

Kansas City, MO

$535

Difference

$15.93

less

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Upland, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,934

To$1,180

↓ $754

1 Bed

From$2,026

To$1,280

↓ $746

2 Bed

From$2,513

To$1,460

↓ $1,053

3 Bed

From$3,328

To$1,900

↓ $1,428

Upland, CAZIP-level data

1BR range: $2,210–$2,660/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,177

Monthly in Upland, CA

$7,020

Monthly in Kansas City, MO

$2,157

Difference

Home Values

Upland

Kansas City

$832K

Median Value

$257K

↓ -0.6%

YoY Change

↑ +0.6%

↑ +33.8%

5-Year Change

↑ +32.2%

$708K - $957K

Price Range

$80K - $587K

Homes in Kansas City are 69% less expensive than Upland

Calculate payment - Upland Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.7K

Per year

Monthly Difference

$225

More take-home

Effective Rate Diff

1.8%

Rate difference

Upland, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Upland, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.