Is Nashville, TN cheaper than Urban Honolulu, HI?

Based on cost of living data, Nashville, TN is 46.6% cheaper than Urban Honolulu, HI. This translates to saving $3497 per month.

What salary do I need in Nashville, TN to live like I do in Urban Honolulu, HI?

If you earn $150,000 in Urban Honolulu, HI, you'd need approximately $108,031.088 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Urban Honolulu, HI and Nashville, TN?

Housing in Nashville, TN is 65.8% cheaper than in Urban Honolulu, HI. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $2,900/month in Urban Honolulu, HI.

How much can I save per month by moving from Urban Honolulu, HI to Nashville, TN?

Moving from Urban Honolulu, HI to Nashville, TN could save you approximately $3497 per month, or $41969 per year, based on a $150,000 salary.

Urban Honolulu, HI vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Urban Honolulu, HI — COL adjusted from Honolulu, HI area + state data

Current salary in Urban Honolulu, HI

Numbers update automatically as you type

You'd save $3.5K/month moving to Nashville, TN

$150.0K in your current city equals $108.0K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 46.6%

Less expensive

Monthly Impact

$3,497

Savings

Annual Impact

$42.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Urban Honolulu, HI

Population:351K

Cost Index:100

Median Home:$657K

Nashville, TN

Population:689K

Cost Index:53

Median Home:$489K

Urban Honolulu, HI

The Aloha State

351K

Population

State Tax

Yes

Located in Hawaii, this city has a population of 351K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Urban Honolulu, HI vs Nashville, TN

Category	Urban Honolulu, HI	Nashville, TN	Difference	Change
🏠Housing	$7,744/mo	$2,651/mo	↓ $5,093less	65.8%
🛒Groceries	$1,669/mo	$949/mo	↓ $719less	43.1%
🚗Transportation	$1,830/mo	$1,284/mo	↓ $546less	29.9%
⚡All Utilities	$923/mo	$519/mo	↓ $404less	43.8%
🏥Healthcare	$706/mo	$607/mo	↓ $99.13less	14.0%
📦Other	$1,942/mo	$1,942/mo	→ $0	0.0%

🏠Housing

↓ 65.8%

Urban Honolulu, HI

$7,744

Nashville, TN

$2,651

Difference

$5,093

less

🛒Groceries

↓ 43.1%

Urban Honolulu, HI

$1,669

Nashville, TN

$949

Difference

$719

less

🚗Transportation

↓ 29.9%

Urban Honolulu, HI

$1,830

Nashville, TN

$1,284

Difference

$546

less

⚡All Utilities

↓ 43.8%

Urban Honolulu, HI

$923

Nashville, TN

$519

Difference

$404

less

🏥Healthcare

↓ 14.0%

Urban Honolulu, HI

$706

Nashville, TN

$607

Difference

$99.13

less

📦Other

→ 0.0%

Urban Honolulu, HI

$1,942

Nashville, TN

$1,942

Difference

same

🏠Rent Comparison

Studio

From$1,850

To$1,600

↓ $250

1 Bed

From$2,200

To$1,680

↓ $520

2 Bed

From$2,900

To$1,840

↓ $1,060

3 Bed

From$4,200

To$2,350

↓ $1,850

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$14,815

Monthly in Urban Honolulu, HI

$7,952

Monthly in Nashville, TN

$6,863

Difference

Home Values

Urban Honolulu

Nashville

Median Value

$489K

YoY Change

↓ -2.1%

5-Year Change

↑ +32.1%

Price Range

$320K - $1.16M

Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $11.6K

Per year

Monthly Difference

$969

More take-home

Effective Rate Diff

7.8%

Rate difference

Urban Honolulu, HI

Federal Income Tax

Effective: 18.9%

$25.5K

Hawaii State Tax

Effective: 7.8%

$11.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 32.4%

$48.6K

Take-Home Pay

$8,446/month

$101.4K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Urban Honolulu, HI Tax Rates

Sales Tax:4.5%

Property Tax:0.3%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.