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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $2.4K/month moving to Portland, OR

$150.0K in your current city equals $120.6K in Portland, OR

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
32.6%
Less expensive
Monthly Impact
$2,448
Savings
Annual Impact
$29.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Urban Honolulu, HI

Population:351K
Cost Index:
100
100 = national average
Median Home:$657K

Portland, OR

Population:641K
Cost Index:
67
(33% below avg)
Median Home:$535K

Urban Honolulu, HI

The Aloha State

351K
Population
State Tax
Yes

Located in Hawaii, this city has a population of 351K residents.

Portland, OR

The Beaver State

641K
Population
State Tax
Yes
Climate
Oceanic

Notable Facts

  • Craft beer capital
  • Foodie destination
  • Keep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Cost Breakdown by Category

Annual spending: Urban Honolulu, HI vs Portland, OR

Housing
39.3%
Urban Honolulu, HI
$7,744
Portland, OR
$4,704
Difference
$3,041
less
Groceries
35.9%
Urban Honolulu, HI
$1,669
Portland, OR
$1,069
Difference
$600
less
All Utilities
48.5%
Urban Honolulu, HI
$923
Portland, OR
$475
Difference
$448
less
Transportation
6.0%
Urban Honolulu, HI
$1,830
Portland, OR
$1,721
Difference
$109
less
Healthcare
6.1%
Urban Honolulu, HI
$706
Portland, OR
$663
Difference
$43.37
less
Other
0.9%
Urban Honolulu, HI
$1,942
Portland, OR
$1,925
Difference
$16.74
less

🏛️ Local Income Taxes

Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)

Urban Honolulu, HI has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,850
To$1,555
$295
1 Bed
From$2,200
To$1,655
$545
2 Bed
From$2,900
To$1,900
$1,000
3 Bed
From$4,200
To$2,590
$1,610
Portland, ORZIP-level data

1BR range: $1,580$2,030/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$14,815
Monthly in Urban Honolulu, HI
$10,557
Monthly in Portland, OR
$4,258
Difference

Home Values

Urban Honolulu
Portland
-
Median Value
$535K
-
YoY Change
↓ -1.2%
-
5-Year Change
↑ +7.2%
-
Price Range
$351K - $760K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$3.9K
More taxes
Monthly Difference
$324
Less take-home
Effective Rate Diff
2.6%
Rate difference

Urban Honolulu, HI

Federal Income Tax
Effective: 18.9%
$25.5K
Hawaii State Tax
Effective: 7.8%
$11.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 32.4%
$48.6K
Take-Home Pay
$8,446/month
$101.4K

Portland, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Additional Tax Information

Urban Honolulu, HI Tax Rates

Sales Tax:4.5%
Property Tax:0.3%

Portland, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Urban Honolulu
Portland
N/A
Air Quality
35 Good
-
Good Air Days
85%
N/A
Climate Risk
98 High
-
Top Hazards
🌊🌡🫨
N/A
2050 Outlook
+2.5°F
-
Heat Days >95°F
9 days
N/A
2050 Outlook
+2.5°F
-
Heat Days >95°F
9 days

💰 See how taxes change too — compare take-home pay between Hawaii and Oregon on TaxTakeHome.com

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