Is Pittsburgh, PA cheaper than Utica, NY?

Based on cost of living data, Pittsburgh, PA is 3.7% cheaper than Utica, NY. This translates to saving $278 per month.

What salary do I need in Pittsburgh, PA to live like I do in Utica, NY?

If you earn $150,000 in Utica, NY, you'd need approximately $146,660.162 in Pittsburgh, PA to maintain the same standard of living.

How does housing cost compare between Utica, NY and Pittsburgh, PA?

Housing in Pittsburgh, PA is 11.9% more expensive than in Utica, NY. For a two-bedroom apartment, rent is $1,050/month in Pittsburgh, PA compared to $855/month in Utica, NY.

How much can I save per month by moving from Utica, NY to Pittsburgh, PA?

Moving from Utica, NY to Pittsburgh, PA could save you approximately $278 per month, or $3340 per year, based on a $150,000 salary.

Utica, NY vs Pittsburgh, PA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Utica, NY — ZIP-level rent data · COL adjusted from Newark, NJ area

Current salary in Utica, NY

Numbers update automatically as you type

You'd save $278/month moving to Pittsburgh, PA

$150.0K in your current city equals $146.7K in Pittsburgh, PA

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 3.7%

Less expensive

Monthly Impact

$278

Savings

Annual Impact

$3.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Utica, NY

Population:64K

Cost Index:100

Median Home:$196K

Pittsburgh, PA

Population:303K

Cost Index:96

Utica, NY

The Empire State

64K

Population

State Tax

Yes

Located in New York, this city has a population of 64K residents.

Pittsburgh, PA

The Keystone State

303K

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: Utica, NY vs Pittsburgh, PA

Category	Utica, NY	Pittsburgh, PA	Difference	Change
🏠Housing	$1,741/mo	$1,949/mo	↑ $208more	11.9%
🚗Transportation	$1,368/mo	$1,216/mo	↓ $152less	11.1%
📦Other	$1,734/mo	$1,607/mo	↓ $126less	7.3%
🏥Healthcare	$636/mo	$527/mo	↓ $110less	17.2%
⚡All Utilities	$551/mo	$607/mo	↑ $55.53more	10.1%
🛒Groceries	$1,017/mo	$989/mo	↓ $27.60less	2.7%

🏠Housing

↑ 11.9%

Utica, NY

$1,741

Pittsburgh, PA

$1,949

Difference

$208

🚗Transportation

↓ 11.1%

Utica, NY

$1,368

Pittsburgh, PA

$1,216

Difference

$152

less

📦Other

↓ 7.3%

Utica, NY

$1,734

Pittsburgh, PA

$1,607

Difference

$126

less

🏥Healthcare

↓ 17.2%

Utica, NY

$636

Pittsburgh, PA

$527

Difference

$110

less

⚡All Utilities

↑ 10.1%

Utica, NY

$551

Pittsburgh, PA

$607

Difference

$55.53

🛒Groceries

↓ 2.7%

Utica, NY

$1,017

Pittsburgh, PA

$989

Difference

$27.60

less

🏛️ Local Income Taxes

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

Utica, NY has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$655

To$750

↑ $95.00

1 Bed

From$673

To$850

↑ $177

2 Bed

From$855

To$1,050

↑ $195

3 Bed

From$1,022

To$1,400

↑ $378

Utica, NYZIP-level data

1BR range: $880–$970/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,047

Monthly in Utica, NY

$6,894

Monthly in Pittsburgh, PA

$153

Difference

Home Values

Utica

Pittsburgh

$196K

Median Value

↑ +8.6%

YoY Change

↑ +53.8%

5-Year Change

$194K - $198K

Price Range

Calculate payment - Utica

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.9K

Per year

Monthly Difference

$412

More take-home

Effective Rate Diff

3.3%

Rate difference

Utica, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Pittsburgh, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Additional Tax Information

Utica, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.