Is Nashville, TN cheaper than Vacaville, CA?

Based on cost of living data, Nashville, TN is 7.7% cheaper than Vacaville, CA. This translates to saving $579 per month.

What salary do I need in Nashville, TN to live like I do in Vacaville, CA?

If you earn $150,000 in Vacaville, CA, you'd need approximately $143,046.835 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Vacaville, CA and Nashville, TN?

Housing in Nashville, TN is 15.8% cheaper than in Vacaville, CA. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,873/month in Vacaville, CA.

How much can I save per month by moving from Vacaville, CA to Nashville, TN?

Moving from Vacaville, CA to Nashville, TN could save you approximately $579 per month, or $6953 per year, based on a $150,000 salary.

Vacaville, CA vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Vacaville, CA — ZIP-level rent data · COL adjusted from Sacramento, CA area

Current salary in Vacaville, CA

Numbers update automatically as you type

You'd save $579/month moving to Nashville, TN

$150.0K in your current city equals $143.0K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area

Overall Cost

↓ 7.7%

Less expensive

Monthly Impact

$579

Savings

Annual Impact

$7.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Vacaville, CA

Population:103K

Cost Index:100

Median Home:$611K

Nashville, TN

Population:689K

Cost Index:92

Median Home:$489K

Vacaville, CA

The Golden State

103K

Population

State Tax

Yes

Located in California, this city has a population of 103K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Vacaville, CA vs Nashville, TN

Category	Vacaville, CA	Nashville, TN	Difference	Change
🏠Housing	$3,146/mo	$2,651/mo	↓ $496less	15.8%
📦Other	$1,725/mo	$1,942/mo	↑ $217more	12.6%
🛒Groceries	$1,035/mo	$949/mo	↓ $85.30less	8.2%
🚗Transportation	$1,355/mo	$1,284/mo	↓ $71.32less	5.3%
🏥Healthcare	$605/mo	$607/mo	↑ $2.01more	0.3%
⚡All Utilities	$518/mo	$519/mo	↑ $1.39more	0.3%

🏠Housing

↓ 15.8%

Vacaville, CA

$3,146

Nashville, TN

$2,651

Difference

$496

less

📦Other

↑ 12.6%

Vacaville, CA

$1,725

Nashville, TN

$1,942

Difference

$217

🛒Groceries

↓ 8.2%

Vacaville, CA

$1,035

Nashville, TN

$949

Difference

$85.30

less

🚗Transportation

↓ 5.3%

Vacaville, CA

$1,355

Nashville, TN

$1,284

Difference

$71.32

less

🏥Healthcare

↑ 0.3%

Vacaville, CA

$605

Nashville, TN

$607

Difference

$2.01

⚡All Utilities

↑ 0.3%

Vacaville, CA

$518

Nashville, TN

$519

Difference

$1.39

🏠Rent Comparison

Studio

From$1,362

To$1,600

↑ $238

1 Bed

From$1,476

To$1,680

↑ $204

2 Bed

From$1,873

To$1,840

↓ $33.00

3 Bed

From$2,481

To$2,350

↓ $131

Vacaville, CAZIP-level data

1BR range: $1,740–$1,900/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,384

Monthly in Vacaville, CA

$7,952

Monthly in Nashville, TN

$432

Difference

Home Values

Vacaville

Nashville

$611K

Median Value

$489K

↓ -1.6%

YoY Change

↓ -2.1%

↑ +16%

5-Year Change

↑ +32.1%

$571K - $650K

Price Range

$320K - $1.16M

Homes in Nashville are 20% less expensive than Vacaville

Calculate payment - Vacaville Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Vacaville, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Vacaville, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.