Is St. Louis, MO cheaper than Vacaville, CA?

Based on cost of living data, St. Louis, MO is 22.1% cheaper than Vacaville, CA. This translates to saving $1654 per month.

What salary do I need in St. Louis, MO to live like I do in Vacaville, CA?

If you earn $150,000 in Vacaville, CA, you'd need approximately $130,146.356 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Vacaville, CA and St. Louis, MO?

Housing in St. Louis, MO is 40.5% cheaper than in Vacaville, CA. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,873/month in Vacaville, CA.

How much can I save per month by moving from Vacaville, CA to St. Louis, MO?

Moving from Vacaville, CA to St. Louis, MO could save you approximately $1654 per month, or $19854 per year, based on a $150,000 salary.

Vacaville, CA vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Vacaville, CA — ZIP-level rent data · COL adjusted from Sacramento, CA area

Current salary in Vacaville, CA

Numbers update automatically as you type

You'd save $1.7K/month moving to St. Louis, MO

$150.0K in your current city equals $130.1K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Sacramento-Roseville-Folsom, CA area

Overall Cost

↓ 22.1%

Less expensive

Monthly Impact

$1,654

Savings

Annual Impact

$19.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Vacaville, CA

Population:103K

Cost Index:100

Median Home:$611K

St. Louis, MO

Population:302K

Cost Index:78

Median Home:$145K

Vacaville, CA

The Golden State

103K

Population

State Tax

Yes

Located in California, this city has a population of 103K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Vacaville, CA vs St. Louis, MO

Category	Vacaville, CA	St. Louis, MO	Difference	Change
🏠Housing	$3,146/mo	$1,871/mo	↓ $1,275less	40.5%
🚗Transportation	$1,355/mo	$1,216/mo	↓ $140less	10.3%
📦Other	$1,725/mo	$1,607/mo	↓ $118less	6.8%
🛒Groceries	$1,035/mo	$949/mo	↓ $85.30less	8.2%
🏥Healthcare	$605/mo	$527/mo	↓ $78.53less	13.0%
⚡All Utilities	$518/mo	$535/mo	↑ $17.78more	3.4%

🏠Housing

↓ 40.5%

Vacaville, CA

$3,146

St. Louis, MO

$1,871

Difference

$1,275

less

🚗Transportation

↓ 10.3%

Vacaville, CA

$1,355

St. Louis, MO

$1,216

Difference

$140

less

📦Other

↓ 6.8%

Vacaville, CA

$1,725

St. Louis, MO

$1,607

Difference

$118

less

🛒Groceries

↓ 8.2%

Vacaville, CA

$1,035

St. Louis, MO

$949

Difference

$85.30

less

🏥Healthcare

↓ 13.0%

Vacaville, CA

$605

St. Louis, MO

$527

Difference

$78.53

less

⚡All Utilities

↑ 3.4%

Vacaville, CA

$518

St. Louis, MO

$535

Difference

$17.78

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Vacaville, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,362

To$910

↓ $452

1 Bed

From$1,476

To$950

↓ $526

2 Bed

From$1,873

To$1,160

↓ $713

3 Bed

From$2,481

To$1,490

↓ $991

Vacaville, CAZIP-level data

1BR range: $1,740–$1,900/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,384

Monthly in Vacaville, CA

$6,705

Monthly in St. Louis, MO

$1,679

Difference

Home Values

Vacaville

St. Louis

$611K

Median Value

$145K

↓ -1.6%

YoY Change

↓ -0.8%

↑ +16%

5-Year Change

↑ +10.9%

$571K - $650K

Price Range

$38K - $302K

Homes in St. Louis are 76% less expensive than Vacaville

Calculate payment - Vacaville Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.7K

Per year

Monthly Difference

$225

More take-home

Effective Rate Diff

1.8%

Rate difference

Vacaville, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Vacaville, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.