Is St. Louis, MO cheaper than Vallejo, CA?

Based on cost of living data, St. Louis, MO is 45.8% cheaper than Vallejo, CA. This translates to saving $3433 per month.

What salary do I need in St. Louis, MO to live like I do in Vallejo, CA?

If you earn $150,000 in Vallejo, CA, you'd need approximately $108,808.66 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Vallejo, CA and St. Louis, MO?

Housing in St. Louis, MO is 68.8% cheaper than in Vallejo, CA. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,942/month in Vallejo, CA.

How much can I save per month by moving from Vallejo, CA to St. Louis, MO?

Moving from Vallejo, CA to St. Louis, MO could save you approximately $3433 per month, or $41191 per year, based on a $150,000 salary.

Vallejo, CA vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Vallejo, CA — ZIP-level rent data · COL adjusted from Oakland, CA area

Current salary in Vallejo, CA

Numbers update automatically as you type

You'd save $3.4K/month moving to St. Louis, MO

$150.0K in your current city equals $108.8K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 45.8%

Less expensive

Monthly Impact

$3,433

Savings

Annual Impact

$41.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Vallejo, CA

Population:123K

Cost Index:100

Median Home:$513K

St. Louis, MO

Population:302K

Cost Index:54

Median Home:$145K

Vallejo, CA

The Golden State

123K

Population

State Tax

Yes

Located in California, this city has a population of 123K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Vallejo, CA vs St. Louis, MO

Category	Vallejo, CA	St. Louis, MO	Difference	Change
🏠Housing	$6,003/mo	$1,871/mo	↓ $4,132less	68.8%
🚗Transportation	$2,098/mo	$1,216/mo	↓ $883less	42.1%
📦Other	$1,823/mo	$1,607/mo	↓ $216less	11.8%
🛒Groceries	$1,143/mo	$949/mo	↓ $194less	16.9%
🏥Healthcare	$696/mo	$527/mo	↓ $170less	24.4%
⚡All Utilities	$442/mo	$535/mo	↑ $93.69more	21.2%

🏠Housing

↓ 68.8%

Vallejo, CA

$6,003

St. Louis, MO

$1,871

Difference

$4,132

less

🚗Transportation

↓ 42.1%

Vallejo, CA

$2,098

St. Louis, MO

$1,216

Difference

$883

less

📦Other

↓ 11.8%

Vallejo, CA

$1,823

St. Louis, MO

$1,607

Difference

$216

less

🛒Groceries

↓ 16.9%

Vallejo, CA

$1,143

St. Louis, MO

$949

Difference

$194

less

🏥Healthcare

↓ 24.4%

Vallejo, CA

$696

St. Louis, MO

$527

Difference

$170

less

⚡All Utilities

↑ 21.2%

Vallejo, CA

$442

St. Louis, MO

$535

Difference

$93.69

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Vallejo, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,359

To$910

↓ $449

1 Bed

From$1,500

To$950

↓ $550

2 Bed

From$1,942

To$1,160

↓ $782

3 Bed

From$2,562

To$1,490

↓ $1,072

Vallejo, CAZIP-level data

1BR range: $1,710–$1,920/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,206

Monthly in Vallejo, CA

$6,705

Monthly in St. Louis, MO

$5,500

Difference

Home Values

Vallejo

St. Louis

$513K

Median Value

$145K

↓ -5.6%

YoY Change

↓ -0.8%

↑ +9.6%

5-Year Change

↑ +10.9%

$447K - $579K

Price Range

$38K - $302K

Homes in St. Louis are 72% less expensive than Vallejo

Calculate payment - Vallejo Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.7K

Per year

Monthly Difference

$225

More take-home

Effective Rate Diff

1.8%

Rate difference

Vallejo, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Vallejo, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.