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Cost of Living Comparison 2026

๐Ÿ“ Valley Stream, NY โ€” ZIP-level rent data ยท COL adjusted from New York, NY area

$

Numbers update automatically as you type

You'd save $2.3K/month moving to Austin, TX

$150.0K in your current city equals $122.4K in Austin, TX

Rent data from HUD ZIP-level estimates ยท COL index from New York-Newark-Jersey City, NY-NJ-PA area
Overall Cost
โ†“ 30.6%
Less expensive
Monthly Impact
$2,299
Savings
Annual Impact
$27.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Valley Stream, NY

Population:40K
Cost Index:100
Median Home:$730K

Austin, TX

Population:979K
Cost Index:69
Median Home:$558K

Valley Stream, NY

The Empire State

40K
Population
State Tax
Yes

Located in New York, this city has a population of 40K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขLive music capital
  • โ€ขMajor tech hub
  • โ€ขSXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Valley Stream, NY vs Austin, TX

๐Ÿ Housing
โ†“ 52.6%
Valley Stream, NY
$6,085
Austin, TX
$2,885
Difference
$3,201
less
๐Ÿ›’Groceries
โ†“ 12.4%
Valley Stream, NY
$1,096
Austin, TX
$959
Difference
$136
less
๐Ÿš—Transportation
โ†“ 9.4%
Valley Stream, NY
$1,417
Austin, TX
$1,284
Difference
$132
less
๐ŸฅHealthcare
โ†“ 9.0%
Valley Stream, NY
$647
Austin, TX
$589
Difference
$58.04
less
๐Ÿ“ฆOther
โ†“ 3.2%
Valley Stream, NY
$1,798
Austin, TX
$1,741
Difference
$57.13
less
โšกAll Utilities
โ†“ 4.1%
Valley Stream, NY
$564
Austin, TX
$541
Difference
$23.16
less

๐Ÿ Rent Comparison

Studio
From$1,631
To$1,585
โ†“ $46.00
1 Bed
From$1,698
To$1,685
โ†“ $13.00
2 Bed
From$1,961
To$1,995
โ†‘ $34.00
3 Bed
From$2,547
To$2,525
โ†“ $22.00
Valley Stream, NYZIP-level data

1BR range: $2,260โ€“$2,260/mo

Austin, TXZIP-level data

1BR range: $1,490โ€“$2,350/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,606
Monthly in Valley Stream, NY
$7,998
Monthly in Austin, TX
$3,608
Difference

Home Values

Valley Stream
Austin
$730K
Median Value
$558K
โ†‘ +4.6%
YoY Change
โ†“ -5%
โ†‘ +31.5%
5-Year Change
โ†‘ +12.6%
$730K
Price Range
$272K - $1.26M

Homes in Austin are 24% less expensive than Valley Stream

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $9.5K
Per year
Monthly Difference
$795
More take-home
Effective Rate Diff
6.4%
Rate difference

Valley Stream, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Valley Stream, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Valley Stream
Austin
43 Good
Air Quality
52 Moderate
65.8%
Good Air Days
42.6%
99 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒ€๐ŸŒก
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
11 days
Heat Days >95ยฐF
98 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
11 days
Heat Days >95ยฐF
98 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between New York and Texas on TaxTakeHome.com

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