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Cost of Living Comparison 2026

๐Ÿ“ Valley Stream, NY โ€” ZIP-level rent data ยท COL adjusted from New York, NY area

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You'd save $2.3K/month moving to Phoenix, AZ

$150.0K in your current city equals $122.5K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from New York-Newark-Jersey City, NY-NJ-PA area
Overall Cost
โ†“ 30.5%
Less expensive
Monthly Impact
$2,289
Savings
Annual Impact
$27.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Valley Stream, NY

Population:40K
Cost Index:100
Median Home:$730K

Phoenix, AZ

Population:1608K
Cost Index:69
Median Home:$414K

Valley Stream, NY

The Empire State

40K
Population
State Tax
Yes

Located in New York, this city has a population of 40K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Valley Stream, NY vs Phoenix, AZ

๐Ÿ Housing
โ†“ 54.2%
Valley Stream, NY
$6,085
Phoenix, AZ
$2,788
Difference
$3,297
less
๐Ÿ›’Groceries
โ†“ 12.1%
Valley Stream, NY
$1,096
Phoenix, AZ
$963
Difference
$132
less
๐Ÿ“ฆOther
โ†“ 6.7%
Valley Stream, NY
$1,798
Phoenix, AZ
$1,677
Difference
$121
less
๐Ÿš—Transportation
โ†‘ 5.1%
Valley Stream, NY
$1,417
Phoenix, AZ
$1,489
Difference
$72.40
more
๐ŸฅHealthcare
โ†“ 9.0%
Valley Stream, NY
$647
Phoenix, AZ
$589
Difference
$58.04
less
โšกAll Utilities
โ†“ 0.5%
Valley Stream, NY
$564
Phoenix, AZ
$561
Difference
$2.94
less

๐Ÿ Rent Comparison

Studio
From$1,631
To$1,390
โ†“ $241
1 Bed
From$1,698
To$1,510
โ†“ $188
2 Bed
From$1,961
To$1,750
โ†“ $211
3 Bed
From$2,547
To$2,330
โ†“ $217
Valley Stream, NYZIP-level data

1BR range: $2,260โ€“$2,260/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,606
Monthly in Valley Stream, NY
$8,068
Monthly in Phoenix, AZ
$3,538
Difference

Home Values

Valley Stream
Phoenix
$730K
Median Value
$414K
โ†‘ +4.6%
YoY Change
โ†“ -3.1%
โ†‘ +31.5%
5-Year Change
โ†‘ +30.2%
$730K
Price Range
$274K - $957K

Homes in Phoenix are 43% less expensive than Valley Stream

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $4.3K
Per year
Monthly Difference
$359
More take-home
Effective Rate Diff
2.9%
Rate difference

Valley Stream, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Valley Stream, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Valley Stream
Phoenix
43 Good
Air Quality
77 Moderate
65.8%
Good Air Days
9%
99 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒ€๐ŸŒก
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
11 days
Heat Days >95ยฐF
162 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
11 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between New York and Arizona on TaxTakeHome.com

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