Valparaiso, IN vs Crown Point, IN: Cost of Living

Which city costs less?

Crown Point, IN has a modeled overall cost index 0.2% lower than Valparaiso, IN.

Valparaiso, IN · modeled 2BR rent: $1,350 / month
Crown Point, IN · modeled 2BR rent: $1,510 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Valparaiso, IN and Crown Point, IN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Valparaiso, IN

Numbers update automatically as you type

Estimated savings: $10.74/month in Crown Point, IN

$150,000 in your current city has a modeled equivalent of $149,871 in Crown Point, IN

Regional cost estimates: Valparaiso, IN uses Chicago, IL. Crown Point, IN uses Chicago, IL. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 0.2%

Less expensive

Monthly Impact

$10.74

Savings

Annual Impact

$129

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Valparaiso, IN

Population:35K

Cost Index:

96.6

100 = national average

Typical Home:$333K

Crown Point, IN

Population:35K

Cost Index:

96.5

100 = national average

Typical Home:$345K

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Valparaiso, IN

The Hoosier State

35K

Population

State Tax

Yes

Located in Indiana, this city has a population of 35K residents.

Crown Point, IN

The Hoosier State

35K

Population

State Tax

Yes

Located in Indiana, this city has a population of 35K residents.

Cost Breakdown by Category

Estimated monthly spending: Valparaiso, IN vs Crown Point, IN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Valparaiso, IN	Crown Point, IN	Difference	Change
Housing	$2,445/mo	$2,441/mo	↓ $4.04less	0.2%
Other	$1,557/mo	$1,555/mo	↓ $2.58less	0.2%
Transportation	$1,489/mo	$1,486/mo	↓ $2.46less	0.2%
Groceries	$965/mo	$964/mo	↓ $0.80less	0.1%
Healthcare	$557/mo	$557/mo	↓ $0.46less	0.1%
All Utilities	$486/mo	$486/mo	↓ $0.40less	0.1%

Housing

↓ 0.2%

Valparaiso, IN

$2,445

Crown Point, IN

$2,441

Difference

$4.04

less

Other

↓ 0.2%

Valparaiso, IN

$1,557

Crown Point, IN

$1,555

Difference

$2.58

less

Transportation

↓ 0.2%

Valparaiso, IN

$1,489

Crown Point, IN

$1,486

Difference

$2.46

less

Groceries

↓ 0.1%

Valparaiso, IN

$965

Crown Point, IN

$964

Difference

$0.80

less

Healthcare

↓ 0.1%

Valparaiso, IN

$557

Crown Point, IN

$557

Difference

$0.46

less

All Utilities

↓ 0.1%

Valparaiso, IN

$486

Crown Point, IN

$486

Difference

$0.40

less

🏠Rent Comparison

Studio

From$980

To$1,100

↑ $120

1 Bed

From$1,110

To$1,240

↑ $130

2 Bed

From$1,350

To$1,510

↑ $160

3 Bed

From$1,650

To$1,850

↑ $200

Valparaiso, INZIP-level data

1BR range: $1,110–$1,110/mo

Crown Point, INZIP-level data

1BR range: $1,240–$1,240/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Valparaiso, IN

$7,489

Monthly in Crown Point, IN

$10.74

Difference

Home Values

Valparaiso

Crown Point

$333K

Median Value

$345K

↑ +1.3%

YoY Change

↑ +1.3%

↑ +31.4%

5-Year Change

↑ +28.9%

Homes in Crown Point are 4% more expensive than Valparaiso

Calculate payment - Valparaiso Calculate payment - Crown Point

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Valparaiso, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Crown Point, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Valparaiso, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

Crown Point, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Valparaiso

Crown Point

54 Moderate

Air Quality

54 Moderate

35.8%

Good Air Days

35.8%

100 Very High

Climate Risk

100 Very High

🌊🌡🫨

Top Hazards

🌊🌡🫨

▲+3.2°F

2050 Outlook

▲+3.2°F

18 days

Heat Days >95°F

18 days

▲+3.2°F

2050 Outlook

▲+3.2°F

18 days

Heat Days >95°F

18 days

Before moving from Valparaiso, IN to Crown Point, IN

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Crown Point, IN for the same bedroom count and included utilities as your home in Valparaiso, IN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Valparaiso to Crown Point moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Crown Point, IN by cost, housing, population and region.

Frequently Asked Questions: Valparaiso, IN vs Crown Point, IN

How do the cost estimates for Valparaiso, IN and Crown Point, IN compare?

Crown Point, IN has a modeled overall cost index 0.2% lower than Valparaiso, IN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Valparaiso, IN, the model estimates $149,871 in Crown Point, IN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Valparaiso, IN and Crown Point, IN?

The modeled two-bedroom rents are $1,350/month in Valparaiso, IN and $1,510/month in Crown Point, IN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.