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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $1.9K/month moving to Spokane, WA

$150.0K in your current city equals $127.5K in Spokane, WA

Rent data from HUD ZIP-level estimates ยท COL index from Portland-Vancouver-Hillsboro, OR-WA area
Overall Cost
โ†“ 25.0%
Less expensive
Monthly Impact
$1,875
Savings
Annual Impact
$22.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Vancouver, WA

Population:196K
Cost Index:
100
100 = national average
Median Home:$463K

Spokane, WA

Population:230K
Cost Index:
75
(25% below avg)
Median Home:$385K

Vancouver, WA

The Evergreen State

196K
Population
State Tax
No Income Tax

Located in Washington, this city has a population of 196K residents.

๐Ÿ’ก Advantage: Washington has no state income tax!

Spokane, WA

The Evergreen State

230K
Population
State Tax
No Income Tax

Located in Washington, this city has a population of 230K residents.

๐Ÿ’ก Advantage: Washington has no state income tax!

Cost Breakdown by Category

Annual spending: Vancouver, WA vs Spokane, WA

Housing
โ†“ 43.9%
Vancouver, WA
$4,125
Spokane, WA
$2,313
Difference
$1,812
less
Other
โ†“ 17.9%
Vancouver, WA
$1,876
Spokane, WA
$1,540
Difference
$336
less
Transportation
โ†‘ 13.2%
Vancouver, WA
$1,677
Spokane, WA
$1,899
Difference
$222
more
Healthcare
โ†‘ 25.9%
Vancouver, WA
$654
Spokane, WA
$824
Difference
$170
more
Groceries
โ†‘ 2.3%
Vancouver, WA
$1,055
Spokane, WA
$1,079
Difference
$23.81
more
All Utilities
โ†‘ 2.5%
Vancouver, WA
$469
Spokane, WA
$481
Difference
$11.61
more

๐Ÿ Rent Comparison

Studio
From$1,238
To$1,105
โ†“ $133
1 Bed
From$1,325
To$1,195
โ†“ $130
2 Bed
From$1,516
To$1,530
โ†‘ $14.00
3 Bed
From$2,070
To$2,085
โ†‘ $15.00
Vancouver, WAZIP-level data

1BR range: $1,580โ€“$1,820/mo

Spokane, WAZIP-level data

1BR range: $1,020โ€“$1,260/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,856
Monthly in Vancouver, WA
$8,136
Monthly in Spokane, WA
$1,720
Difference

Home Values

Vancouver
Spokane
$463K
Median Value
$385K
โ†“ -1.4%
YoY Change
โ†“ -0.2%
โ†‘ +24.8%
5-Year Change
โ†‘ +29.6%
$446K - $578K
Price Range
$271K - $506K

Homes in Spokane are 17% less expensive than Vancouver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Vancouver, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Spokane, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Vancouver, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

Spokane, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Vancouver
Spokane
35 Good
Air Quality
38 Good
85%
Good Air Days
76.5%
98 High
Climate Risk
90 Moderate
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐Ÿ’จ
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
9 days
Heat Days >95ยฐF
23 days
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
9 days
Heat Days >95ยฐF
23 days

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