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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $625/month moving to Indianapolis, IN

$150.0K in your current city equals $142.5K in Indianapolis, IN

Rent data from HUD ZIP-level estimates Β· COL index from area
Overall Cost
↓ 8.3%
Less expensive
Monthly Impact
$625
Savings
Annual Impact
$7.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Venice, FL

Population:28K
Cost Index:
100
100 = national average
Median Home:$369K

Indianapolis, IN

Population:888K
Cost Index:
92
(8% below avg)
Median Home:$176K

Venice, FL

The Sunshine State

28K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 28K residents.

πŸ’‘ Advantage: Florida has no state income tax!

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Venice, FL vs Indianapolis, IN

Housing
↓ 13.0%
Venice, FL
$2,241
Indianapolis, IN
$1,949
Difference
$292
less
Other
↓ 4.5%
Venice, FL
$1,666
Indianapolis, IN
$1,590
Difference
$75.49
less
Groceries
↓ 6.0%
Venice, FL
$978
Indianapolis, IN
$919
Difference
$59.04
less
All Utilities
↓ 8.7%
Venice, FL
$551
Indianapolis, IN
$503
Difference
$48.02
less
Healthcare
↑ 6.4%
Venice, FL
$547
Indianapolis, IN
$582
Difference
$35.26
more
Transportation
↑ 0.5%
Venice, FL
$1,183
Indianapolis, IN
$1,188
Difference
$5.33
more

πŸ›οΈ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Venice, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$995
To$1,030
↑ $35.00
1 Bed
From$1,183
To$1,170
↓ $13.00
2 Bed
From$1,371
To$1,360
↓ $11.00
3 Bed
From$1,778
To$1,760
↓ $18.00
Venice, FLZIP-level data

1BR range: $1,510–$1,510/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

πŸ’‘ Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,166
Monthly in Venice, FL
$6,732
Monthly in Indianapolis, IN
$434
Difference

Home Values

Venice
Indianapolis
$369K
Median Value
$176K
↓ -10.5%
YoY Change
↓ -1.1%
↑ +22.4%
5-Year Change
↑ +26.9%
$369K
Price Range
$109K - $340K

Homes in Indianapolis are 52% less expensive than Venice

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.8K
More taxes
Monthly Difference
$404
Less take-home
Effective Rate Diff
3.2%
Rate difference

Venice, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Venice, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

πŸ’‘ Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Venice
Indianapolis
50 Good
Air Quality
54 Moderate
52.5%
Good Air Days
36.6%
99 High
Climate Risk
97 High
πŸŒŠπŸŒ…πŸŒ€
Top Hazards
🌊🌑πŸŒͺ
β–²+2.2Β°F
2050 Outlook
β–²+3.1Β°F
38 days
Heat Days >95Β°F
18 days
β–²+2.2Β°F
2050 Outlook
β–²+3.1Β°F
38 days
Heat Days >95Β°F
18 days

What to Consider When Moving from Venice, FL to Indianapolis, IN

Relocating from Venice, FL to Indianapolis, IN involves more than just comparing rent prices. While the overall cost of living is about 8% lower in Indianapolis, IN, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Indianapolis, IN is 13% cheaper than in Venice, FL. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas β€” not just city averages β€” before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Indianapolis, IN pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Indianapolis, IN to match your current standard of living in Venice, FL.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general β€œfeel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Indianapolis, IN for a week before making a final decision β€” experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Venice, FL vs Indianapolis, IN

Is Indianapolis, IN cheaper than Venice, FL?

Yes, Indianapolis, IN is about 8.3% cheaper than Venice, FL. You could save approximately $625/month on a $150,000 salary. Housing costs are 13% lower in Indianapolis, IN.

What salary do I need in Indianapolis, IN to match my lifestyle in Venice, FL?

If you currently earn $150,000 in Venice, FL, you would need approximately $142,506 in Indianapolis, IN to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Venice, FL and Indianapolis, IN?

A two-bedroom apartment averages $1,371/month in Venice, FL compared to $1,360/month in Indianapolis, IN. One-bedroom apartments are $1,183/month in Venice, FL vs $1,170/month in Indianapolis, IN. These are area-wide medians β€” specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Venice, FL or Indianapolis, IN?

Groceries are about 6% cheaper in Indianapolis, IN than in Venice, FL, saving a typical household roughly $59.04/month on food.

What is the best time to move from Venice, FL to Indianapolis, IN?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

πŸ’° See how taxes change too β€” compare take-home pay between Florida and Indiana on TaxTakeHome.com

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