Ventnor City, NJ vs Mount Airy, MD: Cost of Living

Which city costs less?

Mount Airy, MD has a modeled overall cost index 9.4% higher than Ventnor City, NJ.

Ventnor City, NJ · modeled 2BR rent: $2,090 / month
Mount Airy, MD · modeled 2BR rent: $2,220 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Ventnor City, NJ and Mount Airy, MD using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Ventnor City, NJ

Numbers update automatically as you type

Estimated extra cost: $867/month in Mount Airy, MD

$150,000 in your current city has a modeled equivalent of $160,402 in Mount Airy, MD

Regional cost estimates: Ventnor City, NJ uses Philadelphia, PA. Mount Airy, MD uses Baltimore, MD. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 9.4%

More expensive

Monthly Impact

$867

Extra cost

Annual Impact

$10.4K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Ventnor City, NJ

Population:9K

Cost Index:

88.1

100 = national average

Typical Home:$610K

Mount Airy, MD

Population:10K

Cost Index:

96.4

100 = national average

Typical Home:$618K

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Ventnor City, NJ

The Garden State

Population

State Tax

Yes

Located in New Jersey, this city has a population of 9K residents.

Mount Airy, MD

The Old Line State

10K

Population

State Tax

Yes

Located in Maryland, this city has a population of 10K residents.

Cost Breakdown by Category

Estimated monthly spending: Ventnor City, NJ vs Mount Airy, MD

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Ventnor City, NJ	Mount Airy, MD	Difference	Change
Housing	$2,012/mo	$2,833/mo	↑ $821more	40.8%
Transportation	$1,373/mo	$1,393/mo	↑ $19.66more	1.4%
All Utilities	$628/mo	$642/mo	↑ $13.81more	2.2%
Groceries	$1,143/mo	$1,153/mo	↑ $9.27more	0.8%
Other	$1,715/mo	$1,724/mo	↑ $8.63more	0.5%
Healthcare	$629/mo	$623/mo	↓ $5.85less	0.9%

Housing

↑ 40.8%

Ventnor City, NJ

$2,012

Mount Airy, MD

$2,833

Difference

$821

Transportation

↑ 1.4%

Ventnor City, NJ

$1,373

Mount Airy, MD

$1,393

Difference

$19.66

All Utilities

↑ 2.2%

Ventnor City, NJ

$628

Mount Airy, MD

$642

Difference

$13.81

Groceries

↑ 0.8%

Ventnor City, NJ

$1,143

Mount Airy, MD

$1,153

Difference

$9.27

Other

↑ 0.5%

Ventnor City, NJ

$1,715

Mount Airy, MD

$1,724

Difference

$8.63

Healthcare

↓ 0.9%

Ventnor City, NJ

$629

Mount Airy, MD

$623

Difference

$5.85

less

🏠Rent Comparison

Studio

From$1,510

To$1,770

↑ $260

1 Bed

From$1,720

To$1,890

↑ $170

2 Bed

From$2,090

To$2,220

↑ $130

3 Bed

From$2,890

To$2,810

↓ $80.00

Ventnor City, NJZIP-level data

1BR range: $1,720–$1,720/mo

Mount Airy, MDZIP-level data

1BR range: $1,890–$1,890/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Ventnor City, NJ

$8,367

Monthly in Mount Airy, MD

$867

Difference

Home Values

Ventnor City

Mount Airy

$610K

Median Value

$618K

↑ +7.2%

YoY Change

↑ +1.2%

↑ +81.7%

5-Year Change

↑ +29.1%

Homes in Mount Airy are 1% more expensive than Ventnor City

Calculate payment - Ventnor City Calculate payment - Mount Airy

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $171

Per year

Monthly Difference

$14.21

More take-home

Effective Rate Diff

0.1%

Rate difference

Ventnor City, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Mount Airy, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Additional Tax Information

Ventnor City, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Mount Airy, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Ventnor City

Mount Airy

52 Moderate

Air Quality

45 Good

47.3%

Good Air Days

65.6%

100 Very High

Climate Risk

95 High

🌊🌅🌀

Top Hazards

🌊🌡🌪

▲+2.9°F

2050 Outlook

▲+3.0°F

22 days

Heat Days >95°F

30 days

▲+2.9°F

2050 Outlook

▲+3.0°F

22 days

Heat Days >95°F

30 days

Before moving from Ventnor City, NJ to Mount Airy, MD

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Mount Airy, MD for the same bedroom count and included utilities as your home in Ventnor City, NJ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Ventnor City to Mount Airy moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Mount Airy, MD by cost, housing, population and region.

Frequently Asked Questions: Ventnor City, NJ vs Mount Airy, MD

How do the cost estimates for Ventnor City, NJ and Mount Airy, MD compare?

Mount Airy, MD has a modeled overall cost index 9.4% higher than Ventnor City, NJ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Ventnor City, NJ, the model estimates $160,402 in Mount Airy, MD. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Ventnor City, NJ and Mount Airy, MD?

The modeled two-bedroom rents are $2,090/month in Ventnor City, NJ and $2,220/month in Mount Airy, MD. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New Jersey and Maryland on TaxTakeHome.com

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