Vernon Hills, IL vs Morton Grove, IL: Cost of Living

Which city costs less?

Morton Grove, IL has a modeled overall cost index 0.3% higher than Vernon Hills, IL.

Vernon Hills, IL · modeled 2BR rent: $2,390 / month
Morton Grove, IL · modeled 2BR rent: $2,670 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Vernon Hills, IL and Morton Grove, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Vernon Hills, IL

Numbers update automatically as you type

Estimated extra cost: $22.61/month in Morton Grove, IL

$150,000 in your current city has a modeled equivalent of $150,271 in Morton Grove, IL

Regional cost estimates: Vernon Hills, IL uses Chicago, IL. Morton Grove, IL uses Chicago, IL. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 0.3%

More expensive

Monthly Impact

$22.61

Extra cost

Annual Impact

$271

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Vernon Hills, IL

Population:27K

Cost Index:

96.6

100 = national average

Typical Home:$434K

Morton Grove, IL

Population:24K

Cost Index:

97.0

100 = national average

Typical Home:$414K

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Vernon Hills, IL

The Prairie State

27K

Population

State Tax

Yes

Located in Illinois, this city has a population of 27K residents.

Morton Grove, IL

The Prairie State

24K

Population

State Tax

Yes

Located in Illinois, this city has a population of 24K residents.

Cost Breakdown by Category

Estimated monthly spending: Vernon Hills, IL vs Morton Grove, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Vernon Hills, IL	Morton Grove, IL	Difference	Change
Housing	$2,445/mo	$2,454/mo	↑ $8.51more	0.3%
Other	$1,557/mo	$1,563/mo	↑ $5.42more	0.3%
Transportation	$1,489/mo	$1,494/mo	↑ $5.18more	0.3%
Groceries	$964/mo	$966/mo	↑ $1.68more	0.2%
Healthcare	$557/mo	$558/mo	↑ $0.97more	0.2%
All Utilities	$486/mo	$487/mo	↑ $0.85more	0.2%

Housing

↑ 0.3%

Vernon Hills, IL

$2,445

Morton Grove, IL

$2,454

Difference

$8.51

Other

↑ 0.3%

Vernon Hills, IL

$1,557

Morton Grove, IL

$1,563

Difference

$5.42

Transportation

↑ 0.3%

Vernon Hills, IL

$1,489

Morton Grove, IL

$1,494

Difference

$5.18

Groceries

↑ 0.2%

Vernon Hills, IL

$964

Morton Grove, IL

$966

Difference

$1.68

Healthcare

↑ 0.2%

Vernon Hills, IL

$557

Morton Grove, IL

$558

Difference

$0.97

All Utilities

↑ 0.2%

Vernon Hills, IL

$486

Morton Grove, IL

$487

Difference

$0.85

🏠Rent Comparison

Studio

From$1,990

To$2,220

↑ $230

1 Bed

From$2,120

To$2,370

↑ $250

2 Bed

From$2,390

To$2,670

↑ $280

3 Bed

From$3,080

To$3,440

↑ $360

Vernon Hills, ILZIP-level data

1BR range: $2,120–$2,120/mo

Morton Grove, ILZIP-level data

1BR range: $2,370–$2,370/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Vernon Hills, IL

$7,523

Monthly in Morton Grove, IL

$22.61

Difference

Home Values

Vernon Hills

Morton Grove

$434K

Median Value

$414K

↑ +5.7%

YoY Change

↑ +6.7%

↑ +43%

5-Year Change

↑ +40%

Homes in Morton Grove are 5% less expensive than Vernon Hills

Calculate payment - Vernon Hills Calculate payment - Morton Grove

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Vernon Hills, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Morton Grove, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Additional Tax Information

Vernon Hills, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Morton Grove, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Vernon Hills

Morton Grove

54 Moderate

Air Quality

54 Moderate

35.8%

Good Air Days

35.8%

100 Very High

Climate Risk

100 Very High

🌊🌡🫨

Top Hazards

🌊🌡🫨

▲+3.2°F

2050 Outlook

▲+3.2°F

18 days

Heat Days >95°F

18 days

▲+3.2°F

2050 Outlook

▲+3.2°F

18 days

Heat Days >95°F

18 days

Before moving from Vernon Hills, IL to Morton Grove, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Morton Grove, IL for the same bedroom count and included utilities as your home in Vernon Hills, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Vernon Hills to Morton Grove moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Morton Grove, IL by cost, housing, population and region.

Frequently Asked Questions: Vernon Hills, IL vs Morton Grove, IL

How do the cost estimates for Vernon Hills, IL and Morton Grove, IL compare?

Morton Grove, IL has a modeled overall cost index 0.3% higher than Vernon Hills, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Vernon Hills, IL, the model estimates $150,271 in Morton Grove, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Vernon Hills, IL and Morton Grove, IL?

The modeled two-bedroom rents are $2,390/month in Vernon Hills, IL and $2,670/month in Morton Grove, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.