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Cost of Living Comparison 2026

๐Ÿ“ Vernon Hills, IL โ€” ZIP-level rent data ยท COL adjusted from Chicago, IL area

$

Numbers update automatically as you type

You'd spend $529/month more in Phoenix, AZ

$150.0K in your current city equals $156.3K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from Chicago-Naperville-Elgin, IL-IN-WI area
Overall Cost
โ†‘ 7.0%
More expensive
Monthly Impact
$529
Extra cost
Annual Impact
$6.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Vernon Hills, IL

Population:27K
Cost Index:100
Median Home:$434K

Phoenix, AZ

Population:1608K
Cost Index:107
Median Home:$414K

Vernon Hills, IL

The Prairie State

27K
Population
State Tax
Yes

Located in Illinois, this city has a population of 27K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Vernon Hills, IL vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 13.3%
Vernon Hills, IL
$2,461
Phoenix, AZ
$2,788
Difference
$327
more
๐Ÿ“ฆOther
โ†‘ 7.0%
Vernon Hills, IL
$1,568
Phoenix, AZ
$1,677
Difference
$110
more
โšกAll Utilities
โ†‘ 14.5%
Vernon Hills, IL
$490
Phoenix, AZ
$561
Difference
$70.96
more
๐ŸฅHealthcare
โ†‘ 4.8%
Vernon Hills, IL
$562
Phoenix, AZ
$589
Difference
$26.90
more
๐Ÿš—Transportation
โ†“ 0.6%
Vernon Hills, IL
$1,498
Phoenix, AZ
$1,489
Difference
$9.46
less
๐Ÿ›’Groceries
โ†“ 0.9%
Vernon Hills, IL
$972
Phoenix, AZ
$963
Difference
$8.68
less

๐Ÿ Rent Comparison

Studio
From$1,508
To$1,390
โ†“ $118
1 Bed
From$1,607
To$1,510
โ†“ $97.00
2 Bed
From$1,812
To$1,750
โ†“ $62.00
3 Bed
From$2,335
To$2,330
โ†“ $5.00
Vernon Hills, ILZIP-level data

1BR range: $2,120โ€“$2,120/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,551
Monthly in Vernon Hills, IL
$8,068
Monthly in Phoenix, AZ
$517
Difference

Home Values

Vernon Hills
Phoenix
$434K
Median Value
$414K
โ†‘ +5.7%
YoY Change
โ†“ -3.1%
โ†‘ +43%
5-Year Change
โ†‘ +30.2%
$434K
Price Range
$274K - $957K

Homes in Phoenix are 5% less expensive than Vernon Hills

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.2K
Per year
Monthly Difference
$183
More take-home
Effective Rate Diff
1.5%
Rate difference

Vernon Hills, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Vernon Hills, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Vernon Hills
Phoenix
54 Moderate
Air Quality
77 Moderate
35.8%
Good Air Days
9%
100 Very High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
18 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
18 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Illinois and Arizona on TaxTakeHome.com

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