Is St. Louis, MO cheaper than Vernon Hills, IL?

Based on cost of living data, St. Louis, MO is 9.8% cheaper than Vernon Hills, IL. This translates to saving $732 per month.

What salary do I need in St. Louis, MO to live like I do in Vernon Hills, IL?

If you earn $150,000 in Vernon Hills, IL, you'd need approximately $141,219.991 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Vernon Hills, IL and St. Louis, MO?

Housing in St. Louis, MO is 24.0% cheaper than in Vernon Hills, IL. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,812/month in Vernon Hills, IL.

How much can I save per month by moving from Vernon Hills, IL to St. Louis, MO?

Moving from Vernon Hills, IL to St. Louis, MO could save you approximately $732 per month, or $8780 per year, based on a $150,000 salary.

Vernon Hills, IL vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Vernon Hills, IL — ZIP-level rent data · COL adjusted from Chicago, IL area

Current salary in Vernon Hills, IL

Numbers update automatically as you type

You'd save $732/month moving to St. Louis, MO

$150.0K in your current city equals $141.2K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area

Overall Cost

↓ 9.8%

Less expensive

Monthly Impact

$732

Savings

Annual Impact

$8.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Vernon Hills, IL

Population:27K

Cost Index:100

Median Home:$434K

St. Louis, MO

Population:302K

Cost Index:90

Median Home:$145K

Vernon Hills, IL

The Prairie State

27K

Population

State Tax

Yes

Located in Illinois, this city has a population of 27K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Vernon Hills, IL vs St. Louis, MO

Category	Vernon Hills, IL	St. Louis, MO	Difference	Change
🏠Housing	$2,461/mo	$1,871/mo	↓ $590less	24.0%
🚗Transportation	$1,498/mo	$1,216/mo	↓ $283less	18.9%
⚡All Utilities	$490/mo	$535/mo	↑ $45.28more	9.2%
📦Other	$1,568/mo	$1,607/mo	↑ $39.50more	2.5%
🏥Healthcare	$562/mo	$527/mo	↓ $35.06less	6.2%
🛒Groceries	$972/mo	$949/mo	↓ $22.67less	2.3%

🏠Housing

↓ 24.0%

Vernon Hills, IL

$2,461

St. Louis, MO

$1,871

Difference

$590

less

🚗Transportation

↓ 18.9%

Vernon Hills, IL

$1,498

St. Louis, MO

$1,216

Difference

$283

less

⚡All Utilities

↑ 9.2%

Vernon Hills, IL

$490

St. Louis, MO

$535

Difference

$45.28

📦Other

↑ 2.5%

Vernon Hills, IL

$1,568

St. Louis, MO

$1,607

Difference

$39.50

🏥Healthcare

↓ 6.2%

Vernon Hills, IL

$562

St. Louis, MO

$527

Difference

$35.06

less

🛒Groceries

↓ 2.3%

Vernon Hills, IL

$972

St. Louis, MO

$949

Difference

$22.67

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Vernon Hills, IL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,508

To$910

↓ $598

1 Bed

From$1,607

To$950

↓ $657

2 Bed

From$1,812

To$1,160

↓ $652

3 Bed

From$2,335

To$1,490

↓ $845

Vernon Hills, ILZIP-level data

1BR range: $2,120–$2,120/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,551

Monthly in Vernon Hills, IL

$6,705

Monthly in St. Louis, MO

$846

Difference

Home Values

Vernon Hills

St. Louis

$434K

Median Value

$145K

↑ +5.7%

YoY Change

↓ -0.8%

↑ +43%

5-Year Change

↑ +10.9%

$434K

Price Range

$38K - $302K

Homes in St. Louis are 67% less expensive than Vernon Hills

Calculate payment - Vernon Hills Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $504

More taxes

Monthly Difference

$42.00

Less take-home

Effective Rate Diff

0.3%

Rate difference

Vernon Hills, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Vernon Hills, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.