Villa Rica, GA vs Lynn Haven, FL: Cost of Living

Which city costs less?

Lynn Haven, FL has a modeled overall cost index 12.4% lower than Villa Rica, GA.

Villa Rica, GA · modeled 2BR rent
$1,680 / month
Lynn Haven, FL · modeled 2BR rent
$1,830 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Villa Rica, GA and Lynn Haven, FL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated savings: $730/month in Lynn Haven, FL

$150,000 in your current city has a modeled equivalent of $141,244 in Lynn Haven, FL

Regional cost estimates: Villa Rica, GA uses Atlanta, GA. Lynn Haven, FL uses Montgomery, AL. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 12.4%
Less expensive
Monthly Impact
$730
Savings
Annual Impact
$8.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Villa Rica, GA

Population:19K
Cost Index:
98.2
100 = national average
Typical Home:$308K

Lynn Haven, FL

Population:21K
Cost Index:
85.9
100 = national average
Typical Home:$317K

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Villa Rica, GA

The Peach State

19K
Population
State Tax
Yes

Located in Georgia, this city has a population of 19K residents.

Lynn Haven, FL

The Sunshine State

21K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 21K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Villa Rica, GA vs Lynn Haven, FL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 14.7%
Villa Rica, GA
$2,228
Lynn Haven, FL
$1,900
Difference
$328
less
Other
↓ 13.6%
Villa Rica, GA
$1,816
Lynn Haven, FL
$1,569
Difference
$247
less
Transportation
↓ 9.4%
Villa Rica, GA
$1,366
Lynn Haven, FL
$1,238
Difference
$128
less
Healthcare
↓ 8.7%
Villa Rica, GA
$577
Lynn Haven, FL
$527
Difference
$50.23
less
Groceries
↑ 4.5%
Villa Rica, GA
$940
Lynn Haven, FL
$982
Difference
$42.24
more
All Utilities
↓ 3.3%
Villa Rica, GA
$573
Lynn Haven, FL
$554
Difference
$19.03
less

🏠Rent Comparison

Studio
From$1,460
To$1,550
↑ $90.00
1 Bed
From$1,530
To$1,610
↑ $80.00
2 Bed
From$1,680
To$1,830
↑ $150
3 Bed
From$2,010
To$2,360
↑ $350
Villa Rica, GAZIP-level data

1BR range: $1,530–$1,530/mo

Lynn Haven, FLZIP-level data

1BR range: $1,610–$1,610/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Villa Rica, GA
$6,770
Monthly in Lynn Haven, FL
$730
Difference

Home Values

Villa Rica
Lynn Haven
$308K
Median Value
$317K
↓ -2.6%
YoY Change
↓ -0.9%
↑ +39.1%
5-Year Change
↑ +29.6%

Homes in Lynn Haven are 3% more expensive than Villa Rica

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $8.5K
Per year
Monthly Difference
$704
More take-home
Effective Rate Diff
5.6%
Rate difference

Villa Rica, GA

Federal Income Tax
Effective: 18.9%
$25.5K
Georgia State Tax
Effective: 5.6%
$8.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.5K
Take-Home Pay
$8,711/month
$104.5K

Lynn Haven, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Villa Rica, GA Tax Rates

Sales Tax:7.3%
Property Tax:0.9%

Lynn Haven, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Villa Rica
Lynn Haven
50 Good
Air Quality
42 Good
50.8%
Good Air Days
69%
96 High
Climate Risk
92 Moderate
🌊🌪💨
Top Hazards
🌊🌡🌪
▲+2.7°F
2050 Outlook
▲+2.6°F
28 days
Heat Days >95°F
62 days
▲+2.7°F
2050 Outlook
▲+2.6°F
28 days
Heat Days >95°F
62 days

Before moving from Villa Rica, GA to Lynn Haven, FL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Lynn Haven, FL for the same bedroom count and included utilities as your home in Villa Rica, GA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Villa Rica to Lynn Haven moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Lynn Haven, FL by cost, housing, population and region.

Frequently Asked Questions: Villa Rica, GA vs Lynn Haven, FL

How do the cost estimates for Villa Rica, GA and Lynn Haven, FL compare?

Lynn Haven, FL has a modeled overall cost index 12.4% lower than Villa Rica, GA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Villa Rica, GA, the model estimates $141,244 in Lynn Haven, FL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Villa Rica, GA and Lynn Haven, FL?

The modeled two-bedroom rents are $1,680/month in Villa Rica, GA and $1,830/month in Lynn Haven, FL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Georgia and Florida on TaxTakeHome.com

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