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Cost of Living Comparison 2026

๐Ÿ“ Vineland, NJ โ€” ZIP-level rent data ยท COL adjusted from Philadelphia, PA area

$

Numbers update automatically as you type

You'd spend $779/month more in Phoenix, AZ

$150.0K in your current city equals $159.3K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area
Overall Cost
โ†‘ 10.4%
More expensive
Monthly Impact
$779
Extra cost
Annual Impact
$9.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Vineland, NJ

Population:61K
Cost Index:100
Median Home:$280K

Phoenix, AZ

Population:1608K
Cost Index:110
Median Home:$414K

Vineland, NJ

The Garden State

61K
Population
State Tax
Yes

Located in New Jersey, this city has a population of 61K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Vineland, NJ vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 45.0%
Vineland, NJ
$1,923
Phoenix, AZ
$2,788
Difference
$865
more
๐Ÿš—Transportation
โ†‘ 13.4%
Vineland, NJ
$1,312
Phoenix, AZ
$1,489
Difference
$176
more
๐Ÿ›’Groceries
โ†“ 9.2%
Vineland, NJ
$1,061
Phoenix, AZ
$963
Difference
$98.02
less
๐Ÿ“ฆOther
โ†‘ 2.3%
Vineland, NJ
$1,639
Phoenix, AZ
$1,677
Difference
$38.05
more
โšกAll Utilities
โ†“ 3.7%
Vineland, NJ
$583
Phoenix, AZ
$561
Difference
$21.80
less
๐ŸฅHealthcare
โ†‘ 0.9%
Vineland, NJ
$584
Phoenix, AZ
$589
Difference
$4.99
more

๐Ÿ Rent Comparison

Studio
From$958
To$1,390
โ†‘ $432
1 Bed
From$1,029
To$1,510
โ†‘ $481
2 Bed
From$1,249
To$1,750
โ†‘ $501
3 Bed
From$1,712
To$2,330
โ†‘ $618
Vineland, NJZIP-level data

1BR range: $1,310โ€“$1,310/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,103
Monthly in Vineland, NJ
$8,068
Monthly in Phoenix, AZ
$965
Difference

Home Values

Vineland
Phoenix
$280K
Median Value
$414K
โ†‘ +2.5%
YoY Change
โ†“ -3.1%
โ†‘ +53.7%
5-Year Change
โ†‘ +30.2%
$280K
Price Range
$274K - $957K

Homes in Phoenix are 48% more expensive than Vineland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.2K
Per year
Monthly Difference
$183
More take-home
Effective Rate Diff
1.5%
Rate difference

Vineland, NJ

Federal Income Tax
Effective: 18.9%
$25.5K
New Jersey State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,796/month
$105.6K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Vineland, NJ Tax Rates

Sales Tax:6.6%
Property Tax:2.5%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Vineland
Phoenix
52 Moderate
Air Quality
77 Moderate
47.3%
Good Air Days
9%
100 Very High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
22 days
Heat Days >95ยฐF
162 days
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
22 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between New Jersey and Arizona on TaxTakeHome.com

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