Virden, IL vs Eagle Grove, IA: Cost of Living

Which city costs less?

Eagle Grove, IA has a modeled overall cost index 2.3% lower than Virden, IL.

Virden, IL · modeled 2BR rent
$1,020 / month
Eagle Grove, IA · modeled 2BR rent
$1,080 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Virden, IL and Eagle Grove, IA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated savings: $64.69/month in Eagle Grove, IA

$150,000 in your current city has a modeled equivalent of $149,224 in Eagle Grove, IA

Regional cost estimates: Virden, IL uses St. Louis, MO. Eagle Grove, IA uses Des Moines, IA. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 2.3%
Less expensive
Monthly Impact
$64.69
Savings
Annual Impact
$776
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Virden, IL

Population:3K
Cost Index:
81.3
100 = national average
Typical Home:$115K

Eagle Grove, IA

Population:4K
Cost Index:
79.4
100 = national average
Typical Home:$113K

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Virden, IL

The Prairie State

3K
Population
State Tax
Yes

Located in Illinois, this city has a population of 3K residents.

Eagle Grove, IA

The Hawkeye State

4K
Population
State Tax
Yes

Located in Iowa, this city has a population of 4K residents.

Cost Breakdown by Category

Estimated monthly spending: Virden, IL vs Eagle Grove, IA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Healthcare
↑ 25.8%
Virden, IL
$620
Eagle Grove, IA
$780
Difference
$160
more
Other
↓ 5.6%
Virden, IL
$1,830
Eagle Grove, IA
$1,728
Difference
$102
less
Housing
↑ 4.9%
Virden, IL
$1,917
Eagle Grove, IA
$2,012
Difference
$94.69
more
All Utilities
↓ 14.7%
Virden, IL
$631
Eagle Grove, IA
$538
Difference
$92.83
less
Groceries
↓ 6.9%
Virden, IL
$1,118
Eagle Grove, IA
$1,041
Difference
$77.25
less
Transportation
↓ 3.4%
Virden, IL
$1,384
Eagle Grove, IA
$1,337
Difference
$47.51
less

🏠Rent Comparison

Studio
From$700
To$800
↑ $100
1 Bed
From$830
To$820
↓ $10.00
2 Bed
From$1,020
To$1,080
↑ $60.00
3 Bed
From$1,380
To$1,300
↓ $80.00
Virden, ILZIP-level data

1BR range: $830–$830/mo

Eagle Grove, IAZIP-level data

1BR range: $820–$820/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Virden, IL
$7,435
Monthly in Eagle Grove, IA
$64.69
Difference

Home Values

Virden
Eagle Grove
$115K
Median Value
$113K
↓ -3.5%
YoY Change
↑ +3.6%
↓ -4.7%
5-Year Change
↑ +11.7%

Homes in Eagle Grove are 2% less expensive than Virden

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $3.3K
More taxes
Monthly Difference
$273
Less take-home
Effective Rate Diff
2.2%
Rate difference

Virden, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Eagle Grove, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Additional Tax Information

Virden, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Eagle Grove, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Virden
Eagle Grove
54 Moderate
Air Quality
45 Good
38%
Good Air Days
67.5%
99 High
Climate Risk
92 Moderate
🌊🌡🫨
Top Hazards
🌡☀🌪
▲+3.0°F
2050 Outlook
▲+3.4°F
39 days
Heat Days >95°F
25 days
▲+3.0°F
2050 Outlook
▲+3.4°F
39 days
Heat Days >95°F
25 days

Before moving from Virden, IL to Eagle Grove, IA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Eagle Grove, IA for the same bedroom count and included utilities as your home in Virden, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Virden to Eagle Grove moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Eagle Grove, IA by cost, housing, population and region.

Frequently Asked Questions: Virden, IL vs Eagle Grove, IA

How do the cost estimates for Virden, IL and Eagle Grove, IA compare?

Eagle Grove, IA has a modeled overall cost index 2.3% lower than Virden, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Virden, IL, the model estimates $149,224 in Eagle Grove, IA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Virden, IL and Eagle Grove, IA?

The modeled two-bedroom rents are $1,020/month in Virden, IL and $1,080/month in Eagle Grove, IA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Illinois and Iowa on TaxTakeHome.com

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