Is Broken Arrow, OK cheaper than Waco, TX?

Based on cost of living data, Broken Arrow, OK is 9.1% cheaper than Waco, TX. This translates to saving $686 per month.

What salary do I need in Broken Arrow, OK to live like I do in Waco, TX?

If you earn $150,000 in Waco, TX, you'd need approximately $141,768.244 in Broken Arrow, OK to maintain the same standard of living.

How does housing cost compare between Waco, TX and Broken Arrow, OK?

Housing in Broken Arrow, OK is 14.8% cheaper than in Waco, TX. For a two-bedroom apartment, rent is $1,290/month in Broken Arrow, OK compared to $1,034/month in Waco, TX.

How much can I save per month by moving from Waco, TX to Broken Arrow, OK?

Moving from Waco, TX to Broken Arrow, OK could save you approximately $686 per month, or $8232 per year, based on a $150,000 salary.

Waco, TX vs Broken Arrow, OK: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Waco, TX

Numbers update automatically as you type

You'd save $686/month moving to Broken Arrow, OK

$150.0K in your current city equals $141.8K in Broken Arrow, OK

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 9.1%

Less expensive

Monthly Impact

$686

Savings

Annual Impact

$8.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Waco, TX

Population:145K

Cost Index:

100

100 = national average

Median Home:$241K

Broken Arrow, OK

Population:119K

Cost Index:

(9% below avg)

Median Home:$293K

Waco, TX

The Lone Star State

145K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 145K residents.

💡 Advantage: Texas has no state income tax!

Broken Arrow, OK

The Sooner State

119K

Population

State Tax

Yes

Located in Oklahoma, this city has a population of 119K residents.

Cost Breakdown by Category

Annual spending: Waco, TX vs Broken Arrow, OK

Category	Waco, TX	Broken Arrow, OK	Difference	Change
Housing	$1,950/mo	$1,661/mo	↓ $289less	14.8%
Healthcare	$626/mo	$519/mo	↓ $106less	17.0%
All Utilities	$557/mo	$480/mo	↓ $77.67less	13.9%
Groceries	$970/mo	$897/mo	↓ $72.85less	7.5%
Transportation	$1,273/mo	$1,210/mo	↓ $63.25less	5.0%
Other	$1,576/mo	$1,629/mo	↑ $52.67more	3.3%

Housing

↓ 14.8%

Waco, TX

$1,950

Broken Arrow, OK

$1,661

Difference

$289

less

Healthcare

↓ 17.0%

Waco, TX

$626

Broken Arrow, OK

$519

Difference

$106

less

All Utilities

↓ 13.9%

Waco, TX

$557

Broken Arrow, OK

$480

Difference

$77.67

less

Groceries

↓ 7.5%

Waco, TX

$970

Broken Arrow, OK

$897

Difference

$72.85

less

Transportation

↓ 5.0%

Waco, TX

$1,273

Broken Arrow, OK

$1,210

Difference

$63.25

less

Other

↑ 3.3%

Waco, TX

$1,576

Broken Arrow, OK

$1,629

Difference

$52.67

🏠Rent Comparison

Studio

From$709

To$992

↑ $283

1 Bed

From$834

To$1,042

↑ $208

2 Bed

From$1,034

To$1,290

↑ $256

3 Bed

From$1,334

To$1,695

↑ $361

Waco, TXZIP-level data

1BR range: $1,000–$1,160/mo

Broken Arrow, OKZIP-level data

1BR range: $1,150–$1,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,952

Monthly in Waco, TX

$6,396

Monthly in Broken Arrow, OK

$556

Difference

Home Values

Waco

Broken Arrow

$241K

Median Value

$293K

↓ -1.1%

YoY Change

↑ +2%

↑ +32.7%

5-Year Change

↑ +34.9%

$137K - $296K

Price Range

$262K - $296K

Homes in Broken Arrow are 21% more expensive than Waco

Calculate payment - Waco Calculate payment - Broken Arrow

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.3K

More taxes

Monthly Difference

$607

Less take-home

Effective Rate Diff

4.9%

Rate difference

Waco, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Broken Arrow, OK

Federal Income Tax

Effective: 18.9%

$25.5K

Oklahoma State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

Additional Tax Information

Waco, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Broken Arrow, OK Tax Rates

Sales Tax:8.9%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.