Wahoo, NE vs Winona Lake, IN: Cost of Living

Which city costs less?

Winona Lake, IN has a modeled overall cost index 7.8% lower than Wahoo, NE.

Wahoo, NE · modeled 2BR rent
$1,100 / month
Winona Lake, IN · modeled 2BR rent
$1,210 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Wahoo, NE and Winona Lake, IN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated savings: $474/month in Winona Lake, IN

$150,000 in your current city has a modeled equivalent of $144,313 in Winona Lake, IN

Regional cost estimates: Wahoo, NE uses Lincoln, NE. Winona Lake, IN uses Fort Wayne, IN. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 7.8%
Less expensive
Monthly Impact
$474
Savings
Annual Impact
$5.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Wahoo, NE

Population:5K
Cost Index:
83.0
100 = national average
Typical Home:$274K

Winona Lake, IN

Population:5K
Cost Index:
76.5
100 = national average
Typical Home:$291K

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Wahoo, NE

The Cornhusker State

5K
Population
State Tax
Yes

Located in Nebraska, this city has a population of 5K residents.

Winona Lake, IN

The Hoosier State

5K
Population
State Tax
Yes

Located in Indiana, this city has a population of 5K residents.

Cost Breakdown by Category

Estimated monthly spending: Wahoo, NE vs Winona Lake, IN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 12.6%
Wahoo, NE
$2,056
Winona Lake, IN
$1,797
Difference
$259
less
Healthcare
↓ 14.1%
Wahoo, NE
$774
Winona Lake, IN
$666
Difference
$109
less
Other
↓ 4.3%
Wahoo, NE
$1,708
Winona Lake, IN
$1,635
Difference
$72.81
less
Transportation
↓ 3.3%
Wahoo, NE
$1,349
Winona Lake, IN
$1,304
Difference
$44.92
less
All Utilities
↑ 7.6%
Wahoo, NE
$534
Winona Lake, IN
$574
Difference
$40.43
more
Groceries
↓ 2.6%
Wahoo, NE
$1,079
Winona Lake, IN
$1,051
Difference
$28.26
less

🏠Rent Comparison

Studio
From$880
To$930
↑ $50.00
1 Bed
From$970
To$930
↓ $40.00
2 Bed
From$1,100
To$1,210
↑ $110
3 Bed
From$1,450
To$1,470
↑ $20.00
Wahoo, NEZIP-level data

1BR range: $970–$970/mo

Winona Lake, INZIP-level data

1BR range: $930–$930/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Wahoo, NE
$7,026
Monthly in Winona Lake, IN
$474
Difference

Home Values

Wahoo
Winona Lake
$274K
Median Value
$291K
↑ +5.7%
YoY Change
↑ +3.1%
↑ +40.5%
5-Year Change
↑ +32.4%

Homes in Winona Lake are 6% more expensive than Wahoo

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $4.5K
Per year
Monthly Difference
$374
More take-home
Effective Rate Diff
3.0%
Rate difference

Wahoo, NE

Federal Income Tax
Effective: 18.9%
$25.5K
Nebraska State Tax
Effective: 6.2%
$9.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.9%
$46.3K
Take-Home Pay
$8,638/month
$103.7K

Winona Lake, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Wahoo, NE Tax Rates

Sales Tax:7.0%
Property Tax:1.8%

Winona Lake, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Wahoo
Winona Lake
41 Good
Air Quality
45 Good
83.7%
Good Air Days
62.6%
91 Moderate
Climate Risk
91 Moderate
🌪💨
Top Hazards
🌊🌪💨
▲+3.3°F
2050 Outlook
▲+3.1°F
38 days
Heat Days >95°F
17 days
▲+3.3°F
2050 Outlook
▲+3.1°F
38 days
Heat Days >95°F
17 days

Before moving from Wahoo, NE to Winona Lake, IN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Winona Lake, IN for the same bedroom count and included utilities as your home in Wahoo, NE. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Wahoo to Winona Lake moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Winona Lake, IN by cost, housing, population and region.

Frequently Asked Questions: Wahoo, NE vs Winona Lake, IN

How do the cost estimates for Wahoo, NE and Winona Lake, IN compare?

Winona Lake, IN has a modeled overall cost index 7.8% lower than Wahoo, NE. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Wahoo, NE, the model estimates $144,313 in Winona Lake, IN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Wahoo, NE and Winona Lake, IN?

The modeled two-bedroom rents are $1,100/month in Wahoo, NE and $1,210/month in Winona Lake, IN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Nebraska and Indiana on TaxTakeHome.com

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