Waite Park, MN vs Cameron, MO: Cost of Living

Which city costs less?

Cameron, MO has a modeled overall cost index 12.4% lower than Waite Park, MN.

Waite Park, MN · modeled 2BR rent
$1,250 / month
Cameron, MO · modeled 2BR rent
$1,220 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Waite Park, MN and Cameron, MO using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated savings: $808/month in Cameron, MO

$150,000 in your current city has a modeled equivalent of $140,308 in Cameron, MO

Regional cost estimates: Waite Park, MN uses Minneapolis, MN. Cameron, MO uses Kansas City, MO. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 12.4%
Less expensive
Monthly Impact
$808
Savings
Annual Impact
$9.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Waite Park, MN

Population:8K
Cost Index:
92.9
100 = national average
Typical Home:$243K

Cameron, MO

Population:7K
Cost Index:
81.4
100 = national average
Typical Home:$238K

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Waite Park, MN

The North Star State

8K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 8K residents.

Cameron, MO

The Show-Me State

7K
Population
State Tax
Yes

Located in Missouri, this city has a population of 7K residents.

Cost Breakdown by Category

Estimated monthly spending: Waite Park, MN vs Cameron, MO

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 21.1%
Waite Park, MN
$2,324
Cameron, MO
$1,833
Difference
$491
less
Healthcare
↓ 17.6%
Waite Park, MN
$750
Cameron, MO
$618
Difference
$132
less
Transportation
↓ 7.3%
Waite Park, MN
$1,269
Cameron, MO
$1,176
Difference
$92.88
less
Other
↓ 4.7%
Waite Park, MN
$1,632
Cameron, MO
$1,555
Difference
$77.44
less
Groceries
↓ 5.4%
Waite Park, MN
$1,021
Cameron, MO
$966
Difference
$55.21
less
All Utilities
↑ 8.1%
Waite Park, MN
$504
Cameron, MO
$545
Difference
$40.68
more

🏠Rent Comparison

Studio
From$910
To$940
↑ $30.00
1 Bed
From$950
To$1,020
↑ $70.00
2 Bed
From$1,250
To$1,220
↓ $30.00
3 Bed
From$1,660
To$1,570
↓ $90.00
Waite Park, MNZIP-level data

1BR range: $950–$950/mo

Cameron, MOZIP-level data

1BR range: $1,020–$1,020/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Waite Park, MN
$6,692
Monthly in Cameron, MO
$808
Difference

Home Values

Waite Park
Cameron
$243K
Median Value
$238K
↑ +3.3%
YoY Change
↑ +3.7%
↑ +37%
5-Year Change
↑ +43.8%

Homes in Cameron are 2% less expensive than Waite Park

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.5K
Per year
Monthly Difference
$209
More take-home
Effective Rate Diff
1.7%
Rate difference

Waite Park, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Cameron, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Waite Park, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

Cameron, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Waite Park
Cameron
42 Good
Air Quality
46 Good
66.4%
Good Air Days
59.3%
98 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.6°F
2050 Outlook
▲+3.3°F
14 days
Heat Days >95°F
44 days
▲+3.6°F
2050 Outlook
▲+3.3°F
14 days
Heat Days >95°F
44 days

Before moving from Waite Park, MN to Cameron, MO

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Cameron, MO for the same bedroom count and included utilities as your home in Waite Park, MN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Waite Park to Cameron moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Cameron, MO by cost, housing, population and region.

Frequently Asked Questions: Waite Park, MN vs Cameron, MO

How do the cost estimates for Waite Park, MN and Cameron, MO compare?

Cameron, MO has a modeled overall cost index 12.4% lower than Waite Park, MN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Waite Park, MN, the model estimates $140,308 in Cameron, MO. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Waite Park, MN and Cameron, MO?

The modeled two-bedroom rents are $1,250/month in Waite Park, MN and $1,220/month in Cameron, MO. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Minnesota and Missouri on TaxTakeHome.com

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