Waite Park, MN vs Flushing, MI: Cost of Living

Which city costs less?

Flushing, MI has a modeled overall cost index 11.5% lower than Waite Park, MN.

Waite Park, MN · modeled 2BR rent: $1,250 / month
Flushing, MI · modeled 2BR rent: $1,100 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Waite Park, MN and Flushing, MI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Waite Park, MN

Numbers update automatically as you type

Estimated savings: $714/month in Flushing, MI

$150,000 in your current city has a modeled equivalent of $141,431 in Flushing, MI

Regional cost estimates: Waite Park, MN uses Minneapolis, MN. Flushing, MI uses Detroit, MI. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 11.5%

Less expensive

Monthly Impact

$714

Savings

Annual Impact

$8.6K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Waite Park, MN

Population:8K

Cost Index:

92.9

100 = national average

Typical Home:$243K

Flushing, MI

Population:8K

Cost Index:

82.3

100 = national average

Typical Home:$227K

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Waite Park, MN

The North Star State

Population

State Tax

Yes

Located in Minnesota, this city has a population of 8K residents.

Flushing, MI

The Great Lakes State

Population

State Tax

Yes

Located in Michigan, this city has a population of 8K residents.

Cost Breakdown by Category

Estimated monthly spending: Waite Park, MN vs Flushing, MI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Waite Park, MN	Flushing, MI	Difference	Change
Housing	$2,324/mo	$1,403/mo	↓ $921less	39.6%
Transportation	$1,269/mo	$1,570/mo	↑ $301more	23.7%
Healthcare	$750/mo	$583/mo	↓ $167less	22.3%
All Utilities	$504/mo	$576/mo	↑ $72.15more	14.3%
Other	$1,632/mo	$1,673/mo	↑ $40.61more	2.5%
Groceries	$1,021/mo	$981/mo	↓ $39.47less	3.9%

Housing

↓ 39.6%

Waite Park, MN

$2,324

Flushing, MI

$1,403

Difference

$921

less

Transportation

↑ 23.7%

Waite Park, MN

$1,269

Flushing, MI

$1,570

Difference

$301

Healthcare

↓ 22.3%

Waite Park, MN

$750

Flushing, MI

$583

Difference

$167

less

All Utilities

↑ 14.3%

Waite Park, MN

$504

Flushing, MI

$576

Difference

$72.15

Other

↑ 2.5%

Waite Park, MN

$1,632

Flushing, MI

$1,673

Difference

$40.61

Groceries

↓ 3.9%

Waite Park, MN

$1,021

Flushing, MI

$981

Difference

$39.47

less

🏠Rent Comparison

Studio

From$910

To$780

↓ $130

1 Bed

From$950

To$910

↓ $40.00

2 Bed

From$1,250

To$1,100

↓ $150

3 Bed

From$1,660

To$1,360

↓ $300

Waite Park, MNZIP-level data

1BR range: $950–$950/mo

Flushing, MIZIP-level data

1BR range: $910–$910/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Waite Park, MN

$6,786

Monthly in Flushing, MI

$714

Difference

Home Values

Waite Park

Flushing

$243K

Median Value

$227K

↑ +3.3%

YoY Change

↑ +5.9%

↑ +37%

5-Year Change

↑ +33.8%

Homes in Flushing are 7% less expensive than Waite Park

Calculate payment - Waite Park Calculate payment - Flushing

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.1K

Per year

Monthly Difference

$338

More take-home

Effective Rate Diff

2.7%

Rate difference

Waite Park, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Flushing, MI

Federal Income Tax

Effective: 18.9%

$25.5K

Michigan State Tax

Effective: 4.3%

$6.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.9%

$43.4K

Take-Home Pay

$8,884/month

$106.6K

Additional Tax Information

Waite Park, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

Flushing, MI Tax Rates

Sales Tax:6.0%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Waite Park

Flushing

42 Good

Air Quality

55 Moderate

66.4%

Good Air Days

32.8%

98 High

Climate Risk

99 High

🌊🌡🌪

Top Hazards

🌊🌡🌪

▲+3.6°F

2050 Outlook

▲+3.1°F

14 days

Heat Days >95°F

10 days

▲+3.6°F

2050 Outlook

▲+3.1°F

14 days

Heat Days >95°F

10 days

Before moving from Waite Park, MN to Flushing, MI

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Flushing, MI for the same bedroom count and included utilities as your home in Waite Park, MN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Waite Park to Flushing moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Flushing, MI by cost, housing, population and region.

Frequently Asked Questions: Waite Park, MN vs Flushing, MI

How do the cost estimates for Waite Park, MN and Flushing, MI compare?

Flushing, MI has a modeled overall cost index 11.5% lower than Waite Park, MN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Waite Park, MN, the model estimates $141,431 in Flushing, MI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Waite Park, MN and Flushing, MI?

The modeled two-bedroom rents are $1,250/month in Waite Park, MN and $1,100/month in Flushing, MI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Minnesota and Michigan on TaxTakeHome.com

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