Walton, KY vs Ashland City, TN: Cost of Living

Which city costs less?

Ashland City, TN has a modeled overall cost index 13.5% higher than Walton, KY.

Walton, KY · modeled 2BR rent: $1,460 / month
Ashland City, TN · modeled 2BR rent: $1,460 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Walton, KY and Ashland City, TN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Walton, KY

Numbers update automatically as you type

Estimated extra cost: $1,028/month in Ashland City, TN

$150,000 in your current city has a modeled equivalent of $162,334 in Ashland City, TN

Regional cost estimates: Walton, KY uses Cincinnati, OH. Ashland City, TN uses Nashville, TN. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 13.5%

More expensive

Monthly Impact

$1,028

Extra cost

Annual Impact

$12.3K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Walton, KY

Population:6K

Cost Index:

81.3

100 = national average

Typical Home:$340K

Ashland City, TN

Population:6K

Cost Index:

92.2

100 = national average

Typical Home:$340K

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Walton, KY

The Bluegrass State

Population

State Tax

Yes

Located in Kentucky, this city has a population of 6K residents.

Ashland City, TN

The Volunteer State

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 6K residents.

💡 Advantage: Tennessee has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Walton, KY vs Ashland City, TN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Walton, KY	Ashland City, TN	Difference	Change
Housing	$2,084/mo	$2,607/mo	↑ $522more	25.0%
Other	$1,790/mo	$2,122/mo	↑ $331more	18.5%
All Utilities	$542/mo	$599/mo	↑ $57.86more	10.7%
Transportation	$1,354/mo	$1,403/mo	↑ $48.56more	3.6%
Healthcare	$657/mo	$701/mo	↑ $43.72more	6.7%
Groceries	$1,072/mo	$1,096/mo	↑ $24.25more	2.3%

Housing

↑ 25.0%

Walton, KY

$2,084

Ashland City, TN

$2,607

Difference

$522

Other

↑ 18.5%

Walton, KY

$1,790

Ashland City, TN

$2,122

Difference

$331

All Utilities

↑ 10.7%

Walton, KY

$542

Ashland City, TN

$599

Difference

$57.86

Transportation

↑ 3.6%

Walton, KY

$1,354

Ashland City, TN

$1,403

Difference

$48.56

Healthcare

↑ 6.7%

Walton, KY

$657

Ashland City, TN

$701

Difference

$43.72

Groceries

↑ 2.3%

Walton, KY

$1,072

Ashland City, TN

$1,096

Difference

$24.25

🏠Rent Comparison

Studio

From$1,030

To$1,270

↑ $240

1 Bed

From$1,130

To$1,330

↑ $200

2 Bed

From$1,460

To$1,460

→ $0

3 Bed

From$1,930

To$1,870

↓ $60.00

Walton, KYZIP-level data

1BR range: $1,130–$1,130/mo

Ashland City, TNZIP-level data

1BR range: $1,330–$1,330/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Walton, KY

$8,528

Monthly in Ashland City, TN

$1,028

Difference

Home Values

Walton

Ashland City

$340K

Median Value

$340K

↑ +3.7%

YoY Change

↓ -1%

↑ +34.5%

5-Year Change

↑ +35.8%

Calculate payment - Walton Calculate payment - Ashland City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.5K

Per year

Monthly Difference

$625

More take-home

Effective Rate Diff

5.0%

Rate difference

Walton, KY

Federal Income Tax

Effective: 18.9%

$25.5K

Kentucky State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Ashland City, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Walton, KY Tax Rates

Sales Tax:6.0%

Property Tax:0.9%

Ashland City, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Walton

Ashland City

52 Moderate

Air Quality

50 Good

44.8%

Good Air Days

51.6%

96 High

Climate Risk

97 High

🌊🌡🌪

Top Hazards

🌊🫨🌪

▲+3.1°F

2050 Outlook

▲+2.8°F

29 days

Heat Days >95°F

42 days

▲+3.1°F

2050 Outlook

▲+2.8°F

29 days

Heat Days >95°F

42 days

Before moving from Walton, KY to Ashland City, TN

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Ashland City, TN for the same bedroom count and included utilities as your home in Walton, KY. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Walton to Ashland City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Ashland City, TN by cost, housing, population and region.

Frequently Asked Questions: Walton, KY vs Ashland City, TN

How do the cost estimates for Walton, KY and Ashland City, TN compare?

Ashland City, TN has a modeled overall cost index 13.5% higher than Walton, KY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Walton, KY, the model estimates $162,334 in Ashland City, TN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Walton, KY and Ashland City, TN?

The modeled two-bedroom rents are $1,460/month in Walton, KY and $1,460/month in Ashland City, TN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Kentucky and Tennessee on TaxTakeHome.com

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