Warr Acres, OK vs Silver City, NM: Cost of Living

Which city costs less?

Silver City, NM has a modeled overall cost index 2.6% lower than Warr Acres, OK.

Warr Acres, OK · modeled 2BR rent
$1,130 / month
Silver City, NM · modeled 2BR rent
$1,080 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Warr Acres, OK and Silver City, NM using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated savings: $159/month in Silver City, NM

$150,000 in your current city has a modeled equivalent of $148,095 in Silver City, NM

Regional cost estimates: Warr Acres, OK uses Oklahoma City, OK. Silver City, NM uses El Paso, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 2.6%
Less expensive
Monthly Impact
$159
Savings
Annual Impact
$1.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Warr Acres, OK

Population:10K
Cost Index:
79.1
100 = national average
Typical Home:$209K

Silver City, NM

Population:9K
Cost Index:
77.0
100 = national average
Typical Home:$217K

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Warr Acres, OK

The Sooner State

10K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 10K residents.

Silver City, NM

The Land of Enchantment

9K
Population
State Tax
Yes

Located in New Mexico, this city has a population of 9K residents.

Cost Breakdown by Category

Estimated monthly spending: Warr Acres, OK vs Silver City, NM

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↓ 5.8%
Warr Acres, OK
$1,431
Silver City, NM
$1,348
Difference
$82.83
less
Healthcare
↓ 10.7%
Warr Acres, OK
$652
Silver City, NM
$582
Difference
$69.70
less
All Utilities
↓ 8.1%
Warr Acres, OK
$613
Silver City, NM
$564
Difference
$49.52
less
Housing
↑ 1.5%
Warr Acres, OK
$1,950
Silver City, NM
$1,979
Difference
$29.00
more
Groceries
↑ 2.5%
Warr Acres, OK
$1,063
Silver City, NM
$1,089
Difference
$26.41
more
Other
↓ 0.7%
Warr Acres, OK
$1,792
Silver City, NM
$1,779
Difference
$12.12
less

🏠Rent Comparison

Studio
From$855
To$820
↓ $35.00
1 Bed
From$925
To$830
↓ $95.00
2 Bed
From$1,130
To$1,080
↓ $50.00
3 Bed
From$1,520
To$1,340
↓ $180
Warr Acres, OKZIP-level data

1BR range: $910–$940/mo

Silver City, NMZIP-level data

1BR range: $830–$830/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Warr Acres, OK
$7,341
Monthly in Silver City, NM
$159
Difference

Home Values

Warr Acres
Silver City
$209K
Median Value
$217K
↓ -1%
YoY Change
↓ -12.7%
↑ +30.5%
5-Year Change
↑ +0.7%
$186K - $232K
Price Range
$217K

Homes in Silver City are 4% more expensive than Warr Acres

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $209
Per year
Monthly Difference
$17.39
More take-home
Effective Rate Diff
0.1%
Rate difference

Warr Acres, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Silver City, NM

Federal Income Tax
Effective: 18.9%
$25.5K
New Mexico State Tax
Effective: 4.7%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,826/month
$105.9K

Additional Tax Information

Warr Acres, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

Silver City, NM Tax Rates

Sales Tax:7.6%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Warr Acres
Silver City
52 Moderate
Air Quality
67 Moderate
47%
Good Air Days
22.1%
98 High
Climate Risk
95 High
🌊🌡🌪
Top Hazards
🌊🌡☀
▲+3.1°F
2050 Outlook
▲+2.7°F
67 days
Heat Days >95°F
97 days
▲+3.1°F
2050 Outlook
▲+2.7°F
67 days
Heat Days >95°F
97 days

Before moving from Warr Acres, OK to Silver City, NM

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Silver City, NM for the same bedroom count and included utilities as your home in Warr Acres, OK. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Warr Acres to Silver City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Silver City, NM by cost, housing, population and region.

Frequently Asked Questions: Warr Acres, OK vs Silver City, NM

How do the cost estimates for Warr Acres, OK and Silver City, NM compare?

Silver City, NM has a modeled overall cost index 2.6% lower than Warr Acres, OK. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Warr Acres, OK, the model estimates $148,095 in Silver City, NM. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Warr Acres, OK and Silver City, NM?

The modeled two-bedroom rents are $1,130/month in Warr Acres, OK and $1,080/month in Silver City, NM. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Oklahoma and New Mexico on TaxTakeHome.com

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