Is Austin, TX cheaper than Warwick, RI?

Based on cost of living data, Austin, TX is 19.6% cheaper than Warwick, RI. This translates to saving $1473 per month.

What salary do I need in Austin, TX to live like I do in Warwick, RI?

If you earn $150,000 in Warwick, RI, you'd need approximately $132,320.606 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Warwick, RI and Austin, TX?

Housing in Austin, TX is 29.4% cheaper than in Warwick, RI. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,345/month in Warwick, RI.

How much can I save per month by moving from Warwick, RI to Austin, TX?

Moving from Warwick, RI to Austin, TX could save you approximately $1473 per month, or $17679 per year, based on a $150,000 salary.

Warwick, RI vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Warwick, RI — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Warwick, RI

Numbers update automatically as you type

You'd save $1.5K/month moving to Austin, TX

$150.0K in your current city equals $132.3K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Providence-Warwick, RI-MA area

Overall Cost

↓ 19.6%

Less expensive

Monthly Impact

$1,473

Savings

Annual Impact

$17.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Warwick, RI

Population:83K

Cost Index:100

Median Home:$396K

Austin, TX

Population:979K

Cost Index:80

Median Home:$558K

Warwick, RI

The Ocean State

83K

Population

State Tax

Yes

Located in Rhode Island, this city has a population of 83K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Warwick, RI vs Austin, TX

Category	Warwick, RI	Austin, TX	Difference	Change
🏠Housing	$4,084/mo	$2,885/mo	↓ $1,200less	29.4%
🚗Transportation	$1,575/mo	$1,284/mo	↓ $291less	18.5%
📦Other	$1,570/mo	$1,741/mo	↑ $171more	10.9%
⚡All Utilities	$664/mo	$541/mo	↓ $123less	18.5%
🏥Healthcare	$690/mo	$589/mo	↓ $101less	14.6%
🛒Groceries	$1,001/mo	$959/mo	↓ $41.67less	4.2%

🏠Housing

↓ 29.4%

Warwick, RI

$4,084

Austin, TX

$2,885

Difference

$1,200

less

🚗Transportation

↓ 18.5%

Warwick, RI

$1,575

Austin, TX

$1,284

Difference

$291

less

📦Other

↑ 10.9%

Warwick, RI

$1,570

Austin, TX

$1,741

Difference

$171

⚡All Utilities

↓ 18.5%

Warwick, RI

$664

Austin, TX

$541

Difference

$123

less

🏥Healthcare

↓ 14.6%

Warwick, RI

$690

Austin, TX

$589

Difference

$101

less

🛒Groceries

↓ 4.2%

Warwick, RI

$1,001

Austin, TX

$959

Difference

$41.67

less

🏠Rent Comparison

Studio

From$1,024

To$1,585

↑ $561

1 Bed

From$1,090

To$1,685

↑ $595

2 Bed

From$1,345

To$1,995

↑ $650

3 Bed

From$1,623

To$2,525

↑ $902

Warwick, RIZIP-level data

1BR range: $1,380–$1,590/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,583

Monthly in Warwick, RI

$7,998

Monthly in Austin, TX

$1,585

Difference

Home Values

Warwick

Austin

$396K

Median Value

$558K

↑ +2.3%

YoY Change

↓ -5%

↑ +48.2%

5-Year Change

↑ +12.6%

$394K - $404K

Price Range

$272K - $1.26M

Homes in Austin are 41% more expensive than Warwick

Calculate payment - Warwick Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $6.4K

Per year

Monthly Difference

$537

More take-home

Effective Rate Diff

4.3%

Rate difference

Warwick, RI

Federal Income Tax

Effective: 18.9%

$25.5K

Rhode Island State Tax

Effective: 4.3%

$6.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.0%

$43.5K

Take-Home Pay

$8,879/month

$106.5K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Warwick, RI Tax Rates

Sales Tax:7.0%

Property Tax:1.4%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.