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Cost of Living Comparison 2026

Moving from DC to the Springs? You're not alone. Colorado Springs's appeal, from military presence to outdoor recreation, is drawing residents away from Washington's higher costs.

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $2.4K/month moving to Colorado Springs, CO

$150.0K in your current city equals $121.0K in Colorado Springs, CO

Rent data from HUD ZIP-level estimates · COL index from Washington-Arlington-Alexandria, DC-VA-MD-WV area
Overall Cost
32.2%
Less expensive
Monthly Impact
$2,418
Savings
Annual Impact
$29.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Washington, DC

Population:690K
Cost Index:
100
100 = national average
Median Home:$556K

Colorado Springs, CO

Population:479K
Cost Index:
68
(32% below avg)
Median Home:$415K

Washington, DC

The District of Columbia

690K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Nations capital
  • No voting representation in Congress
  • Major international city

Major Industries

GovernmentProfessional ServicesTourismEducation

Colorado Springs, CO

The Centennial State

479K
Population
State Tax
Yes

Located in Colorado, this city has a population of 479K residents.

Cost Breakdown by Category

Annual spending: Washington, DC vs Colorado Springs, CO

Housing
54.0%
Washington, DC
$6,211
Colorado Springs, CO
$2,859
Difference
$3,352
less
Transportation
32.6%
Washington, DC
$1,885
Colorado Springs, CO
$1,270
Difference
$615
less
Groceries
7.4%
Washington, DC
$1,079
Colorado Springs, CO
$999
Difference
$79.94
less
All Utilities
10.8%
Washington, DC
$508
Colorado Springs, CO
$454
Difference
$54.64
less
Other
1.8%
Washington, DC
$1,825
Colorado Springs, CO
$1,791
Difference
$33.48
less
Healthcare
1.0%
Washington, DC
$632
Colorado Springs, CO
$626
Difference
$6.20
less

🏠Rent Comparison

Studio
From$2,150
To$1,240
$910
1 Bed
From$2,215
To$1,520
$695
2 Bed
From$2,470
To$1,800
$670
3 Bed
From$3,115
To$2,505
$610
Washington, DCZIP-level data

1BR range: $1,340$3,020/mo

Colorado Springs, COZIP-level data

1BR range: $1,210$2,050/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,140
Monthly in Washington, DC
$7,999
Monthly in Colorado Springs, CO
$4,141
Difference

Home Values

Washington
Colorado Springs
$556K
Median Value
$415K
↓ -2.2%
YoY Change
↓ -2.2%
↓ -5.6%
5-Year Change
↑ +22.4%
$233K - $1.35M
Price Range
$314K - $709K

Homes in Colorado Springs are 25% less expensive than Washington

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.5K
Per year
Monthly Difference
$379
More take-home
Effective Rate Diff
3.0%
Rate difference

Washington, DC

Federal Income Tax
Effective: 18.9%
$25.5K
District of Columbia State Tax
Effective: 7.4%
$11.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 32.1%
$48.2K
Take-Home Pay
$8,486/month
$101.8K

Colorado Springs, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Washington, DC Tax Rates

Sales Tax:6.0%
Property Tax:0.6%

Colorado Springs, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Washington
Colorado Springs
45 Good
Air Quality
49 Good
63.7%
Good Air Days
55.2%
98 High
Climate Risk
94 Moderate
🌊🌀🌡
Top Hazards
🔥🌊🌪
+2.9°F
2050 Outlook
+3.0°F
27 days
Heat Days >95°F
9 days
+2.9°F
2050 Outlook
+3.0°F
27 days
Heat Days >95°F
9 days

What to Consider When Moving from Washington, DC to Colorado Springs, CO

Relocating from Washington, DC to Colorado Springs, CO involves more than just comparing rent prices. While the overall cost of living is about 32% lower in Colorado Springs, CO, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Colorado Springs, CO is 54% cheaper than in Washington, DC. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Colorado Springs, CO pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Colorado Springs, CO to match your current standard of living in Washington, DC.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Colorado Springs, CO for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Washington, DC vs Colorado Springs, CO

Is Colorado Springs, CO cheaper than Washington, DC?

Yes, Colorado Springs, CO is about 32.2% cheaper than Washington, DC. You could save approximately $2,418/month on a $150,000 salary. Housing costs are 54% lower in Colorado Springs, CO.

What salary do I need in Colorado Springs, CO to match my lifestyle in Washington, DC?

If you currently earn $150,000 in Washington, DC, you would need approximately $120,987 in Colorado Springs, CO to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Washington, DC and Colorado Springs, CO?

A two-bedroom apartment averages $2,470/month in Washington, DC compared to $1,800/month in Colorado Springs, CO. One-bedroom apartments are $2,215/month in Washington, DC vs $1,520/month in Colorado Springs, CO. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Washington, DC or Colorado Springs, CO?

Groceries are about 7% cheaper in Colorado Springs, CO than in Washington, DC, saving a typical household roughly $79.94/month on food.

What is the best time to move from Washington, DC to Colorado Springs, CO?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Washington DC and Colorado on TaxTakeHome.com

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