Is St. Louis, MO cheaper than Washington, UT?

Based on cost of living data, St. Louis, MO is 6.7% cheaper than Washington, UT. This translates to saving $501 per month.

What salary do I need in St. Louis, MO to live like I do in Washington, UT?

If you earn $150,000 in Washington, UT, you'd need approximately $143,982.691 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Washington, UT and St. Louis, MO?

Housing in St. Louis, MO is 23.1% cheaper than in Washington, UT. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,246/month in Washington, UT.

How much can I save per month by moving from Washington, UT to St. Louis, MO?

Moving from Washington, UT to St. Louis, MO could save you approximately $501 per month, or $6017 per year, based on a $150,000 salary.

Washington, UT vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Washington, UT — ZIP-level rent data · COL adjusted from North Las Vegas, NV area

Current salary in Washington, UT

Numbers update automatically as you type

You'd save $501/month moving to St. Louis, MO

$150.0K in your current city equals $144.0K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 6.7%

Less expensive

Monthly Impact

$501

Savings

Annual Impact

$6.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Washington, UT

Population:34K

Cost Index:100

Median Home:$537K

St. Louis, MO

Population:302K

Cost Index:93

Median Home:$145K

Washington, UT

The Beehive State

34K

Population

State Tax

Yes

Located in Utah, this city has a population of 34K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Washington, UT vs St. Louis, MO

Category	Washington, UT	St. Louis, MO	Difference	Change
🏠Housing	$2,435/mo	$1,871/mo	↓ $564less	23.1%
🚗Transportation	$1,397/mo	$1,216/mo	↓ $181less	13.0%
🏥Healthcare	$601/mo	$527/mo	↓ $74.62less	12.4%
📦Other	$1,546/mo	$1,607/mo	↑ $61.46more	4.0%
⚡All Utilities	$483/mo	$535/mo	↑ $52.01more	10.8%
🛒Groceries	$989/mo	$949/mo	↓ $39.44less	4.0%

🏠Housing

↓ 23.1%

Washington, UT

$2,435

St. Louis, MO

$1,871

Difference

$564

less

🚗Transportation

↓ 13.0%

Washington, UT

$1,397

St. Louis, MO

$1,216

Difference

$181

less

🏥Healthcare

↓ 12.4%

Washington, UT

$601

St. Louis, MO

$527

Difference

$74.62

less

📦Other

↑ 4.0%

Washington, UT

$1,546

St. Louis, MO

$1,607

Difference

$61.46

⚡All Utilities

↑ 10.8%

Washington, UT

$483

St. Louis, MO

$535

Difference

$52.01

🛒Groceries

↓ 4.0%

Washington, UT

$989

St. Louis, MO

$949

Difference

$39.44

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Washington, UT has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$954

To$910

↓ $44.00

1 Bed

From$962

To$950

↓ $12.00

2 Bed

From$1,246

To$1,160

↓ $86.00

3 Bed

From$1,639

To$1,490

↓ $149

Washington, UTZIP-level data

1BR range: $1,250–$1,250/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,451

Monthly in Washington, UT

$6,705

Monthly in St. Louis, MO

$746

Difference

Home Values

Washington

St. Louis

$537K

Median Value

$145K

↓ -0.3%

YoY Change

↓ -0.8%

↑ +37.5%

5-Year Change

↑ +10.9%

$537K

Price Range

$38K - $302K

Homes in St. Louis are 73% less expensive than Washington

Calculate payment - Washington Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $654

More taxes

Monthly Difference

$54.50

Less take-home

Effective Rate Diff

0.4%

Rate difference

Washington, UT

Federal Income Tax

Effective: 18.9%

$25.5K

Utah State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Washington, UT Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.