Is Kansas City, MO cheaper than Waterbury, CT?

Based on cost of living data, Kansas City, MO is 16.4% cheaper than Waterbury, CT. This translates to saving $1227 per month.

What salary do I need in Kansas City, MO to live like I do in Waterbury, CT?

If you earn $150,000 in Waterbury, CT, you'd need approximately $135,274.131 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Waterbury, CT and Kansas City, MO?

Housing in Kansas City, MO is 52.3% cheaper than in Waterbury, CT. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $936/month in Waterbury, CT.

How much can I save per month by moving from Waterbury, CT to Kansas City, MO?

Moving from Waterbury, CT to Kansas City, MO could save you approximately $1227 per month, or $14726 per year, based on a $150,000 salary.

Waterbury, CT vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Waterbury, CT — ZIP-level rent data · COL adjusted from New York, NY area

Current salary in Waterbury, CT

Numbers update automatically as you type

You'd save $1.2K/month moving to Kansas City, MO

$150.0K in your current city equals $135.3K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from Hartford-West Hartford-East Hartford, CT area

Overall Cost

↓ 16.4%

Less expensive

Monthly Impact

$1,227

Savings

Annual Impact

$14.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Waterbury, CT

Population:115K

Cost Index:100

Median Home:$268K

Kansas City, MO

Population:508K

Cost Index:84

Median Home:$257K

Waterbury, CT

The Constitution State

115K

Population

State Tax

Yes

Located in Connecticut, this city has a population of 115K residents.

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Waterbury, CT vs Kansas City, MO

Category	Waterbury, CT	Kansas City, MO	Difference	Change
🏠Housing	$4,409/mo	$2,105/mo	↓ $2,304less	52.3%
📦Other	$1,303/mo	$1,607/mo	↑ $304more	23.4%
🚗Transportation	$1,026/mo	$1,216/mo	↑ $189more	18.5%
🏥Healthcare	$550/mo	$607/mo	↑ $56.78more	10.3%
⚡All Utilities	$480/mo	$535/mo	↑ $55.32more	11.5%
🛒Groceries	$932/mo	$949/mo	↑ $16.81more	1.8%

🏠Housing

↓ 52.3%

Waterbury, CT

$4,409

Kansas City, MO

$2,105

Difference

$2,304

less

📦Other

↑ 23.4%

Waterbury, CT

$1,303

Kansas City, MO

$1,607

Difference

$304

🚗Transportation

↑ 18.5%

Waterbury, CT

$1,026

Kansas City, MO

$1,216

Difference

$189

🏥Healthcare

↑ 10.3%

Waterbury, CT

$550

Kansas City, MO

$607

Difference

$56.78

⚡All Utilities

↑ 11.5%

Waterbury, CT

$480

Kansas City, MO

$535

Difference

$55.32

🛒Groceries

↑ 1.8%

Waterbury, CT

$932

Kansas City, MO

$949

Difference

$16.81

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Waterbury, CT has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$653

To$1,180

↑ $527

1 Bed

From$757

To$1,280

↑ $523

2 Bed

From$936

To$1,460

↑ $524

3 Bed

From$1,157

To$1,900

↑ $743

Waterbury, CTZIP-level data

1BR range: $1,120–$1,460/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,701

Monthly in Waterbury, CT

$7,020

Monthly in Kansas City, MO

$1,681

Difference

Home Values

Waterbury

Kansas City

$268K

Median Value

$257K

↑ +3.1%

YoY Change

↑ +0.6%

↑ +84.3%

5-Year Change

↑ +32.2%

$250K - $290K

Price Range

$80K - $587K

Homes in Kansas City are 4% less expensive than Waterbury

Calculate payment - Waterbury Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $121

Per year

Monthly Difference

$10.08

More take-home

Effective Rate Diff

0.1%

Rate difference

Waterbury, CT

Federal Income Tax

Effective: 18.9%

$25.5K

Connecticut State Tax

Effective: 5.4%

$8.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$45.1K

Take-Home Pay

$8,745/month

$104.9K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Waterbury, CT Tax Rates

Sales Tax:6.3%

Property Tax:2.1%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.