Waynesville, OH vs Commercial Point, OH: Cost of Living

Which city costs less?

Commercial Point, OH has a modeled overall cost index 2.2% lower than Waynesville, OH.

Waynesville, OH · modeled 2BR rent
$1,630 / month
Commercial Point, OH · modeled 2BR rent
$1,670 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Waynesville, OH and Commercial Point, OH using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $19.17/month in Commercial Point, OH

$150,000 in your current city has a modeled equivalent of $149,770 in Commercial Point, OH

Regional cost estimates: Waynesville, OH uses Cincinnati, OH. Commercial Point, OH uses Columbus, OH. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 2.2%
Less expensive
Monthly Impact
$19.17
Savings
Annual Impact
$230
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Waynesville, OH

Population:3K
Cost Index:
80.7
100 = national average
Typical Home:$429K

Commercial Point, OH

Population:3K
Cost Index:
79.0
100 = national average
Typical Home:$417K

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Waynesville, OH

The Buckeye State

3K
Population
State Tax
Yes

Located in Ohio, this city has a population of 3K residents.

Commercial Point, OH

The Buckeye State

3K
Population
State Tax
Yes

Located in Ohio, this city has a population of 3K residents.

Cost Breakdown by Category

Estimated monthly spending: Waynesville, OH vs Commercial Point, OH

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↑ 8.7%
Waynesville, OH
$1,353
Commercial Point, OH
$1,470
Difference
$117
more
Other
↓ 6.3%
Waynesville, OH
$1,789
Commercial Point, OH
$1,676
Difference
$113
less
Housing
↓ 4.5%
Waynesville, OH
$2,083
Commercial Point, OH
$1,989
Difference
$93.47
less
Groceries
↑ 3.7%
Waynesville, OH
$1,074
Commercial Point, OH
$1,114
Difference
$39.66
more
Healthcare
↑ 5.9%
Waynesville, OH
$659
Commercial Point, OH
$698
Difference
$38.95
more
All Utilities
↓ 1.7%
Waynesville, OH
$543
Commercial Point, OH
$534
Difference
$8.97
less

🏠Rent Comparison

Studio
From$1,160
To$1,300
↑ $140
1 Bed
From$1,270
To$1,390
↑ $120
2 Bed
From$1,630
To$1,670
↑ $40.00
3 Bed
From$2,150
To$2,000
↓ $150
Waynesville, OHZIP-level data

1BR range: $1,270–$1,270/mo

Commercial Point, OHZIP-level data

1BR range: $1,390–$1,390/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Waynesville, OH
$7,481
Monthly in Commercial Point, OH
$19.17
Difference

Home Values

Waynesville
Commercial Point
$429K
Median Value
$417K
↑ +2.8%
YoY Change
↑ +3.2%
↑ +39.9%
5-Year Change
↑ +38.1%

Homes in Commercial Point are 3% less expensive than Waynesville

Calculate payment - WaynesvilleCalculate payment - Commercial Point

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Waynesville, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Commercial Point, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Additional Tax Information

Waynesville, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Commercial Point, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Waynesville
Commercial Point
52 Moderate
Air Quality
53 Moderate
44.8%
Good Air Days
41.3%
96 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+3.1°F
29 days
Heat Days >95°F
18 days
▲+3.1°F
2050 Outlook
▲+3.1°F
29 days
Heat Days >95°F
18 days

Before moving from Waynesville, OH to Commercial Point, OH

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Commercial Point, OH for the same bedroom count and included utilities as your home in Waynesville, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Waynesville to Commercial Point moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Commercial Point, OH by cost, housing, population and region.

Frequently Asked Questions: Waynesville, OH vs Commercial Point, OH

How do the cost estimates for Waynesville, OH and Commercial Point, OH compare?

Commercial Point, OH has a modeled overall cost index 2.2% lower than Waynesville, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Waynesville, OH, the model estimates $149,770 in Commercial Point, OH. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Waynesville, OH and Commercial Point, OH?

The modeled two-bedroom rents are $1,630/month in Waynesville, OH and $1,670/month in Commercial Point, OH. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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