Wellsville, MO vs Loup City, NE: Cost of Living

Which city costs less?

Loup City, NE has a modeled overall cost index 3.4% lower than Wellsville, MO.

Wellsville, MO · modeled 2BR rent
$900 / month
Loup City, NE · modeled 2BR rent
$960 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Wellsville, MO and Loup City, NE using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated savings: $164/month in Loup City, NE

$150,000 in your current city has a modeled equivalent of $148,036 in Loup City, NE

Regional cost estimates: Wellsville, MO uses St. Louis, MO. Loup City, NE uses Lincoln, NE. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 3.4%
Less expensive
Monthly Impact
$164
Savings
Annual Impact
$2.0K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Wellsville, MO

Population:1K
Cost Index:
73.9
100 = national average
Typical Home:$163K

Loup City, NE

Population:1K
Cost Index:
71.4
100 = national average
Typical Home:$159K

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Wellsville, MO

The Show-Me State

1K
Population
State Tax
Yes

Located in Missouri, this city has a population of 1K residents.

Loup City, NE

The Cornhusker State

1K
Population
State Tax
Yes

Located in Nebraska, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Wellsville, MO vs Loup City, NE

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↓ 9.5%
Wellsville, MO
$1,802
Loup City, NE
$1,630
Difference
$172
less
Healthcare
↑ 24.4%
Wellsville, MO
$641
Loup City, NE
$797
Difference
$156
more
All Utilities
↓ 15.7%
Wellsville, MO
$651
Loup City, NE
$549
Difference
$102
less
Transportation
↓ 5.5%
Wellsville, MO
$1,363
Loup City, NE
$1,288
Difference
$75.49
less
Housing
↑ 3.9%
Wellsville, MO
$1,888
Loup City, NE
$1,962
Difference
$74.27
more
Groceries
↓ 3.9%
Wellsville, MO
$1,155
Loup City, NE
$1,110
Difference
$44.84
less

🏠Rent Comparison

Studio
From$690
To$670
↓ $20.00
1 Bed
From$690
To$730
↑ $40.00
2 Bed
From$900
To$960
↑ $60.00
3 Bed
From$1,210
To$1,340
↑ $130
Wellsville, MOZIP-level data

1BR range: $690–$690/mo

Loup City, NEZIP-level data

1BR range: $730–$730/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Wellsville, MO
$7,336
Monthly in Loup City, NE
$164
Difference

Home Values

Wellsville
Loup City
$163K
Median Value
$159K
↑ +3.8%
YoY Change
↑ +3.3%
↑ +2.4%
5-Year Change
↑ +43%

Homes in Loup City are 3% less expensive than Wellsville

Calculate payment - WellsvilleCalculate payment - Loup City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $1.4K
More taxes
Monthly Difference
$117
Less take-home
Effective Rate Diff
0.9%
Rate difference

Wellsville, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Loup City, NE

Federal Income Tax
Effective: 18.9%
$25.5K
Nebraska State Tax
Effective: 6.2%
$9.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.9%
$46.3K
Take-Home Pay
$8,638/month
$103.7K

Additional Tax Information

Wellsville, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Loup City, NE Tax Rates

Sales Tax:7.0%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Wellsville
Loup City
54 Moderate
Air Quality
41 Good
38%
Good Air Days
83.7%
99 High
Climate Risk
91 Moderate
🌊🌡🫨
Top Hazards
🌪💨
▲+3.0°F
2050 Outlook
▲+3.3°F
39 days
Heat Days >95°F
38 days
▲+3.0°F
2050 Outlook
▲+3.3°F
39 days
Heat Days >95°F
38 days

Before moving from Wellsville, MO to Loup City, NE

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Loup City, NE for the same bedroom count and included utilities as your home in Wellsville, MO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Wellsville to Loup City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Loup City, NE by cost, housing, population and region.

Frequently Asked Questions: Wellsville, MO vs Loup City, NE

How do the cost estimates for Wellsville, MO and Loup City, NE compare?

Loup City, NE has a modeled overall cost index 3.4% lower than Wellsville, MO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Wellsville, MO, the model estimates $148,036 in Loup City, NE. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Wellsville, MO and Loup City, NE?

The modeled two-bedroom rents are $900/month in Wellsville, MO and $960/month in Loup City, NE. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Missouri and Nebraska on TaxTakeHome.com

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