Is Austin, TX cheaper than West Covina, CA?

Based on cost of living data, Austin, TX is 31.5% cheaper than West Covina, CA. This translates to saving $2364 per month.

What salary do I need in Austin, TX to live like I do in West Covina, CA?

If you earn $150,000 in West Covina, CA, you'd need approximately $121,636.943 in Austin, TX to maintain the same standard of living.

How does housing cost compare between West Covina, CA and Austin, TX?

Housing in Austin, TX is 45.3% cheaper than in West Covina, CA. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $2,424/month in West Covina, CA.

How much can I save per month by moving from West Covina, CA to Austin, TX?

Moving from West Covina, CA to Austin, TX could save you approximately $2364 per month, or $28363 per year, based on a $150,000 salary.

West Covina, CA vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 West Covina, CA — ZIP-level rent data · COL adjusted from Santa Ana, CA area

Current salary in West Covina, CA

Numbers update automatically as you type

You'd save $2.4K/month moving to Austin, TX

$150.0K in your current city equals $121.6K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area

Overall Cost

↓ 31.5%

Less expensive

Monthly Impact

$2,364

Savings

Annual Impact

$28.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

West Covina, CA

Population:106K

Cost Index:100

Median Home:$824K

Austin, TX

Population:979K

Cost Index:68

Median Home:$558K

West Covina, CA

The Golden State

106K

Population

State Tax

Yes

Located in California, this city has a population of 106K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: West Covina, CA vs Austin, TX

Category	West Covina, CA	Austin, TX	Difference	Change
🏠Housing	$5,276/mo	$2,885/mo	↓ $2,392less	45.3%
🚗Transportation	$2,108/mo	$1,284/mo	↓ $824less	39.1%
🛒Groceries	$1,027/mo	$959/mo	↓ $67.71less	6.6%
📦Other	$1,684/mo	$1,741/mo	↑ $57.08more	3.4%
🏥Healthcare	$545/mo	$589/mo	↑ $43.66more	8.0%
⚡All Utilities	$551/mo	$541/mo	↓ $9.83less	1.8%

🏠Housing

↓ 45.3%

West Covina, CA

$5,276

Austin, TX

$2,885

Difference

$2,392

less

🚗Transportation

↓ 39.1%

West Covina, CA

$2,108

Austin, TX

$1,284

Difference

$824

less

🛒Groceries

↓ 6.6%

West Covina, CA

$1,027

Austin, TX

$959

Difference

$67.71

less

📦Other

↑ 3.4%

West Covina, CA

$1,684

Austin, TX

$1,741

Difference

$57.08

🏥Healthcare

↑ 8.0%

West Covina, CA

$545

Austin, TX

$589

Difference

$43.66

⚡All Utilities

↓ 1.8%

West Covina, CA

$551

Austin, TX

$541

Difference

$9.83

less

🏠Rent Comparison

Studio

From$1,735

To$1,585

↓ $150

1 Bed

From$1,942

To$1,685

↓ $257

2 Bed

From$2,424

To$1,995

↓ $429

3 Bed

From$3,071

To$2,525

↓ $546

West Covina, CAZIP-level data

1BR range: $2,110–$2,400/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,191

Monthly in West Covina, CA

$7,998

Monthly in Austin, TX

$3,192

Difference

Home Values

West Covina

Austin

$824K

Median Value

$558K

↑ +0.1%

YoY Change

↓ -5%

↑ +33.1%

5-Year Change

↑ +12.6%

$801K - $907K

Price Range

$272K - $1.26M

Homes in Austin are 32% less expensive than West Covina

Calculate payment - West Covina Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

West Covina, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

West Covina, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.