Is St. Louis, MO cheaper than West Covina, CA?

Based on cost of living data, St. Louis, MO is 42.2% cheaper than West Covina, CA. This translates to saving $3161 per month.

What salary do I need in St. Louis, MO to live like I do in West Covina, CA?

If you earn $150,000 in West Covina, CA, you'd need approximately $112,062.272 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between West Covina, CA and St. Louis, MO?

Housing in St. Louis, MO is 64.5% cheaper than in West Covina, CA. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $2,424/month in West Covina, CA.

How much can I save per month by moving from West Covina, CA to St. Louis, MO?

Moving from West Covina, CA to St. Louis, MO could save you approximately $3161 per month, or $37938 per year, based on a $150,000 salary.

West Covina, CA vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 West Covina, CA — ZIP-level rent data · COL adjusted from Santa Ana, CA area

Current salary in West Covina, CA

Numbers update automatically as you type

You'd save $3.2K/month moving to St. Louis, MO

$150.0K in your current city equals $112.1K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area

Overall Cost

↓ 42.2%

Less expensive

Monthly Impact

$3,161

Savings

Annual Impact

$37.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

West Covina, CA

Population:106K

Cost Index:100

Median Home:$824K

St. Louis, MO

Population:302K

Cost Index:58

Median Home:$145K

West Covina, CA

The Golden State

106K

Population

State Tax

Yes

Located in California, this city has a population of 106K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: West Covina, CA vs St. Louis, MO

Category	West Covina, CA	St. Louis, MO	Difference	Change
🏠Housing	$5,276/mo	$1,871/mo	↓ $3,405less	64.5%
🚗Transportation	$2,108/mo	$1,216/mo	↓ $892less	42.3%
🛒Groceries	$1,027/mo	$949/mo	↓ $77.70less	7.6%
📦Other	$1,684/mo	$1,607/mo	↓ $76.84less	4.6%
🏥Healthcare	$545/mo	$527/mo	↓ $18.29less	3.4%
⚡All Utilities	$551/mo	$535/mo	↓ $15.30less	2.8%

🏠Housing

↓ 64.5%

West Covina, CA

$5,276

St. Louis, MO

$1,871

Difference

$3,405

less

🚗Transportation

↓ 42.3%

West Covina, CA

$2,108

St. Louis, MO

$1,216

Difference

$892

less

🛒Groceries

↓ 7.6%

West Covina, CA

$1,027

St. Louis, MO

$949

Difference

$77.70

less

📦Other

↓ 4.6%

West Covina, CA

$1,684

St. Louis, MO

$1,607

Difference

$76.84

less

🏥Healthcare

↓ 3.4%

West Covina, CA

$545

St. Louis, MO

$527

Difference

$18.29

less

⚡All Utilities

↓ 2.8%

West Covina, CA

$551

St. Louis, MO

$535

Difference

$15.30

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

West Covina, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,735

To$910

↓ $825

1 Bed

From$1,942

To$950

↓ $992

2 Bed

From$2,424

To$1,160

↓ $1,264

3 Bed

From$3,071

To$1,490

↓ $1,581

West Covina, CAZIP-level data

1BR range: $2,110–$2,400/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,191

Monthly in West Covina, CA

$6,705

Monthly in St. Louis, MO

$4,485

Difference

Home Values

West Covina

St. Louis

$824K

Median Value

$145K

↑ +0.1%

YoY Change

↓ -0.8%

↑ +33.1%

5-Year Change

↑ +10.9%

$801K - $907K

Price Range

$38K - $302K

Homes in St. Louis are 82% less expensive than West Covina

Calculate payment - West Covina Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.7K

Per year

Monthly Difference

$225

More take-home

Effective Rate Diff

1.8%

Rate difference

West Covina, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

West Covina, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.