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Cost of Living Comparison 2026

๐Ÿ“ West Fargo, ND โ€” COL adjusted from Minneapolis, MN area + state data

$

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You'd spend $1.9K/month more in Tampa, FL

$150.0K in your current city equals $172.7K in Tampa, FL

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 25.3%
More expensive
Monthly Impact
$1,895
Extra cost
Annual Impact
$22.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

West Fargo, ND

Population:40K
Cost Index:100
Median Home:$308K

Tampa, FL

Population:385K
Cost Index:125
Median Home:$367K

West Fargo, ND

The Peace Garden State

40K
Population
State Tax
Yes

Located in North Dakota, this city has a population of 40K residents.

Tampa, FL

The Sunshine State

385K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor Tampa Bay area
  • โ€ขNo state income tax
  • โ€ขGrowing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Annual spending: West Fargo, ND vs Tampa, FL

๐Ÿ Housing
โ†‘ 40.5%
West Fargo, ND
$1,923
Tampa, FL
$2,703
Difference
$780
more
๐Ÿ“ฆOther
โ†‘ 33.8%
West Fargo, ND
$1,351
Tampa, FL
$1,808
Difference
$457
more
๐Ÿš—Transportation
โ†‘ 22.2%
West Fargo, ND
$1,050
Tampa, FL
$1,284
Difference
$234
more
โšกAll Utilities
โ†‘ 29.4%
West Fargo, ND
$443
Tampa, FL
$574
Difference
$130
more
๐Ÿ›’Groceries
โ†‘ 13.5%
West Fargo, ND
$898
Tampa, FL
$1,019
Difference
$121
more
๐ŸฅHealthcare
โ†“ 13.6%
West Fargo, ND
$660
Tampa, FL
$570
Difference
$89.53
less

๐Ÿ Rent Comparison

Studio
From$647
To$1,850
โ†‘ $1,203
1 Bed
From$777
To$1,960
โ†‘ $1,183
2 Bed
From$971
To$2,290
โ†‘ $1,319
3 Bed
From$1,359
To$2,930
โ†‘ $1,571
Tampa, FLZIP-level data

1BR range: $1,410โ€“$2,550/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,325
Monthly in West Fargo, ND
$7,958
Monthly in Tampa, FL
$1,632
Difference

Home Values

West Fargo
Tampa
-
Median Value
$367K
-
YoY Change
โ†“ -4%
-
5-Year Change
โ†‘ +42.1%
-
Price Range
$251K - $989K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.8K
Per year
Monthly Difference
$232
More take-home
Effective Rate Diff
1.9%
Rate difference

West Fargo, ND

Federal Income Tax
Effective: 18.9%
$25.5K
North Dakota State Tax
Effective: 1.9%
$2.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 26.5%
$39.8K
Take-Home Pay
$9,184/month
$110.2K

Tampa, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

West Fargo, ND Tax Rates

Sales Tax:6.8%
Property Tax:1.0%

Tampa, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

West Fargo
Tampa
42 Good
Air Quality
50 Good
66.4%
Good Air Days
52.5%
98 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
โ–ฒ+3.6ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
14 days
Heat Days >95ยฐF
38 days
โ–ฒ+3.6ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
14 days
Heat Days >95ยฐF
38 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between North Dakota and Florida on TaxTakeHome.com

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