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Cost of Living Comparison 2026

📍 West Lafayette, IN — ZIP-level rent data · COL adjusted from Indianapolis, IN area

$

Numbers update automatically as you type

You'd spend $1.5K/month more in Austin, TX

$150.0K in your current city equals $167.5K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 19.5%
More expensive
Monthly Impact
$1,462
Extra cost
Annual Impact
$17.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

West Lafayette, IN

Population:45K
Cost Index:100
Median Home:$353K

Austin, TX

Population:979K
Cost Index:119
Median Home:$558K

West Lafayette, IN

The Hoosier State

45K
Population
State Tax
Yes

Located in Indiana, this city has a population of 45K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Live music capital
  • •Major tech hub
  • •SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: West Lafayette, IN vs Austin, TX

🏠Housing
↑ 66.0%
West Lafayette, IN
$1,738
Austin, TX
$2,885
Difference
$1,147
more
📦Other
↑ 10.5%
West Lafayette, IN
$1,576
Austin, TX
$1,741
Difference
$165
more
🚗Transportation
↑ 9.0%
West Lafayette, IN
$1,178
Austin, TX
$1,284
Difference
$107
more
🛒Groceries
↑ 4.8%
West Lafayette, IN
$915
Austin, TX
$959
Difference
$44.20
more
⚡All Utilities
↑ 8.1%
West Lafayette, IN
$500
Austin, TX
$541
Difference
$40.56
more
🏥Healthcare
↑ 1.5%
West Lafayette, IN
$580
Austin, TX
$589
Difference
$8.87
more

🏠Rent Comparison

Studio
From$766
To$1,585
↑ $819
1 Bed
From$893
To$1,685
↑ $792
2 Bed
From$1,070
To$1,995
↑ $925
3 Bed
From$1,280
To$2,525
↑ $1,245
West Lafayette, INZIP-level data

1BR range: $1,060–$1,060/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,486
Monthly in West Lafayette, IN
$7,998
Monthly in Austin, TX
$1,512
Difference

Home Values

West Lafayette
Austin
$353K
Median Value
$558K
↑ +1.4%
YoY Change
↓ -5%
↑ +37.5%
5-Year Change
↑ +12.6%
$353K
Price Range
$272K - $1.26M

Homes in Austin are 58% more expensive than West Lafayette

Calculate payment - West LafayetteCalculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $4.8K
Per year
Monthly Difference
$404
More take-home
Effective Rate Diff
3.2%
Rate difference

West Lafayette, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

West Lafayette, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

West Lafayette
Austin
54 Moderate
Air Quality
52 Moderate
36.6%
Good Air Days
42.6%
97 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+2.5°F
18 days
Heat Days >95°F
98 days
▲+3.1°F
2050 Outlook
▲+2.5°F
18 days
Heat Days >95°F
98 days

💰 See how taxes change too — compare take-home pay between Indiana and Texas on TaxTakeHome.com

Similar cost to Austin, TX

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