Is Austin, TX cheaper than West New York, NJ?

Based on cost of living data, Austin, TX is 14.3% cheaper than West New York, NJ. This translates to saving $1076 per month.

What salary do I need in Austin, TX to live like I do in West New York, NJ?

If you earn $150,000 in West New York, NJ, you'd need approximately $137,091.721 in Austin, TX to maintain the same standard of living.

How does housing cost compare between West New York, NJ and Austin, TX?

Housing in Austin, TX is 10.3% cheaper than in West New York, NJ. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $2,208/month in West New York, NJ.

How much can I save per month by moving from West New York, NJ to Austin, TX?

Moving from West New York, NJ to Austin, TX could save you approximately $1076 per month, or $12908 per year, based on a $150,000 salary.

West New York, NJ vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 West New York, NJ — COL adjusted from Jersey City, NJ area + state data

Current salary in West New York, NJ

Numbers update automatically as you type

You'd save $1.1K/month moving to Austin, TX

$150.0K in your current city equals $137.1K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 14.3%

Less expensive

Monthly Impact

$1,076

Savings

Annual Impact

$12.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

West New York, NJ

Population:51K

Cost Index:100

Median Home:$637K

Austin, TX

Population:979K

Cost Index:86

Median Home:$558K

West New York, NJ

The Garden State

51K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 51K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: West New York, NJ vs Austin, TX

Category	West New York, NJ	Austin, TX	Difference	Change
🏠Housing	$3,217/mo	$2,885/mo	↓ $333less	10.3%
🚗Transportation	$1,537/mo	$1,284/mo	↓ $253less	16.5%
📦Other	$1,949/mo	$1,741/mo	↓ $208less	10.7%
🛒Groceries	$1,078/mo	$959/mo	↓ $119less	11.0%
🏥Healthcare	$675/mo	$589/mo	↓ $85.93less	12.7%
⚡All Utilities	$584/mo	$541/mo	↓ $43.21less	7.4%

🏠Housing

↓ 10.3%

West New York, NJ

$3,217

Austin, TX

$2,885

Difference

$333

less

🚗Transportation

↓ 16.5%

West New York, NJ

$1,537

Austin, TX

$1,284

Difference

$253

less

📦Other

↓ 10.7%

West New York, NJ

$1,949

Austin, TX

$1,741

Difference

$208

less

🛒Groceries

↓ 11.0%

West New York, NJ

$1,078

Austin, TX

$959

Difference

$119

less

🏥Healthcare

↓ 12.7%

West New York, NJ

$675

Austin, TX

$589

Difference

$85.93

less

⚡All Utilities

↓ 7.4%

West New York, NJ

$584

Austin, TX

$541

Difference

$43.21

less

🏠Rent Comparison

Studio

From$1,513

To$1,585

↑ $72.00

1 Bed

From$1,758

To$1,685

↓ $73.00

2 Bed

From$2,208

To$1,995

↓ $213

3 Bed

From$2,944

To$2,525

↓ $419

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,040

Monthly in West New York, NJ

$7,998

Monthly in Austin, TX

$1,042

Difference

Home Values

West New York

Austin

Median Value

$558K

YoY Change

↓ -5%

5-Year Change

↑ +12.6%

Price Range

$272K - $1.26M

Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.4K

Per year

Monthly Difference

$619

More take-home

Effective Rate Diff

5.0%

Rate difference

West New York, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

West New York, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.