Is Austin, TX cheaper than West Springfield Town, MA?

Based on cost of living data, Austin, TX is 2.4% more expensive than West Springfield Town, MA. This translates to spending an extra $182 per month.

What salary do I need in Austin, TX to live like I do in West Springfield Town, MA?

If you earn $150,000 in West Springfield Town, MA, you'd need approximately $152,181.854 in Austin, TX to maintain the same standard of living.

How does housing cost compare between West Springfield Town, MA and Austin, TX?

Housing in Austin, TX is 10.0% cheaper than in West Springfield Town, MA. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,778/month in West Springfield Town, MA.

How much can I save per month by moving from West Springfield Town, MA to Austin, TX?

Living in Austin, TX costs approximately $182 more per month than West Springfield Town, MA, or $2182 more per year, based on a $150,000 salary.

West Springfield Town, MA vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 West Springfield Town, MA — COL adjusted from Boston, MA area + state data

Current salary in West Springfield Town, MA

Numbers update automatically as you type

You'd spend $182/month more in Austin, TX

$150.0K in your current city equals $152.2K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 2.4%

More expensive

Monthly Impact

$182

Extra cost

Annual Impact

$2.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

West Springfield Town, MA

Population:28K

Cost Index:100

Median Home:$961K

Austin, TX

Population:979K

Cost Index:102

Median Home:$558K

West Springfield Town, MA

The Bay State

28K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 28K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: West Springfield Town, MA vs Austin, TX

Category	West Springfield Town, MA	Austin, TX	Difference	Change
📦Other	$1,231/mo	$1,741/mo	↑ $509more	41.4%
🏠Housing	$3,204/mo	$2,885/mo	↓ $320less	10.0%
🛒Groceries	$887/mo	$959/mo	↑ $72.69more	8.2%
🚗Transportation	$1,235/mo	$1,284/mo	↑ $48.65more	3.9%
⚡All Utilities	$588/mo	$541/mo	↓ $47.10less	8.0%
🏥Healthcare	$611/mo	$589/mo	↓ $22.20less	3.6%

📦Other

↑ 41.4%

West Springfield Town, MA

$1,231

Austin, TX

$1,741

Difference

$509

🏠Housing

↓ 10.0%

West Springfield Town, MA

$3,204

Austin, TX

$2,885

Difference

$320

less

🛒Groceries

↑ 8.2%

West Springfield Town, MA

$887

Austin, TX

$959

Difference

$72.69

🚗Transportation

↑ 3.9%

West Springfield Town, MA

$1,235

Austin, TX

$1,284

Difference

$48.65

⚡All Utilities

↓ 8.0%

West Springfield Town, MA

$588

Austin, TX

$541

Difference

$47.10

less

🏥Healthcare

↓ 3.6%

West Springfield Town, MA

$611

Austin, TX

$589

Difference

$22.20

less

🏠Rent Comparison

Studio

From$1,233

To$1,585

↑ $352

1 Bed

From$1,434

To$1,685

↑ $251

2 Bed

From$1,778

To$1,995

↑ $217

3 Bed

From$2,295

To$2,525

↑ $230

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,757

Monthly in West Springfield Town, MA

$7,998

Monthly in Austin, TX

$242

Difference

Home Values

West Springfield Town

Austin

Median Value

$558K

YoY Change

↓ -5%

5-Year Change

↑ +12.6%

Price Range

$272K - $1.26M

Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.5K

Per year

Monthly Difference

$625

More take-home

Effective Rate Diff

5.0%

Rate difference

West Springfield Town, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

West Springfield Town, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.