West Union, OH vs Ladysmith, WI: Cost of Living

Which city costs less?

Ladysmith, WI has a modeled overall cost index 2.6% higher than West Union, OH.

West Union, OH · modeled 2BR rent
$970 / month
Ladysmith, WI · modeled 2BR rent
$970 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare West Union, OH and Ladysmith, WI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $358/month in Ladysmith, WI

$150,000 in your current city has a modeled equivalent of $154,298 in Ladysmith, WI

Regional cost estimates: West Union, OH uses Cincinnati, OH. Ladysmith, WI uses Saint Paul, MN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 2.6%
More expensive
Monthly Impact
$358
Extra cost
Annual Impact
$4.3K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

West Union, OH

Population:3K
Cost Index:
79.7
100 = national average
Typical Home:$180K

Ladysmith, WI

Population:3K
Cost Index:
81.8
100 = national average
Typical Home:$173K

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West Union, OH

The Buckeye State

3K
Population
State Tax
Yes

Located in Ohio, this city has a population of 3K residents.

Ladysmith, WI

The Badger State

3K
Population
State Tax
Yes

Located in Wisconsin, this city has a population of 3K residents.

Cost Breakdown by Category

Estimated monthly spending: West Union, OH vs Ladysmith, WI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 13.1%
West Union, OH
$2,078
Ladysmith, WI
$2,350
Difference
$271
more
Healthcare
↑ 25.0%
West Union, OH
$662
Ladysmith, WI
$827
Difference
$166
more
Other
↓ 6.7%
West Union, OH
$1,785
Ladysmith, WI
$1,666
Difference
$120
less
Groceries
↑ 4.4%
West Union, OH
$1,079
Ladysmith, WI
$1,127
Difference
$47.52
more
Transportation
↓ 1.3%
West Union, OH
$1,350
Ladysmith, WI
$1,333
Difference
$17.72
less
All Utilities
↑ 2.0%
West Union, OH
$545
Ladysmith, WI
$556
Difference
$11.07
more

🏠Rent Comparison

Studio
From$740
To$740
→ $0
1 Bed
From$780
To$740
↓ $40.00
2 Bed
From$970
To$970
→ $0
3 Bed
From$1,220
To$1,200
↓ $20.00
West Union, OHZIP-level data

1BR range: $780–$780/mo

Ladysmith, WIZIP-level data

1BR range: $740–$740/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in West Union, OH
$7,858
Monthly in Ladysmith, WI
$358
Difference

Home Values

West Union
Ladysmith
$180K
Median Value
$173K
↑ +2.6%
YoY Change
↑ +7.6%
↑ +35.4%
5-Year Change
↑ +49.1%

Homes in Ladysmith are 4% less expensive than West Union

Calculate payment - West UnionCalculate payment - Ladysmith

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.4K
More taxes
Monthly Difference
$369
Less take-home
Effective Rate Diff
2.9%
Rate difference

West Union, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Ladysmith, WI

Federal Income Tax
Effective: 18.9%
$25.5K
Wisconsin State Tax
Effective: 5.9%
$8.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,678/month
$104.1K

Additional Tax Information

West Union, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Ladysmith, WI Tax Rates

Sales Tax:5.6%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

West Union
Ladysmith
52 Moderate
Air Quality
36 Good
44.8%
Good Air Days
72.4%
96 High
Climate Risk
95 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+3.7°F
29 days
Heat Days >95°F
14 days
▲+3.1°F
2050 Outlook
▲+3.7°F
29 days
Heat Days >95°F
14 days

Before moving from West Union, OH to Ladysmith, WI

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Ladysmith, WI for the same bedroom count and included utilities as your home in West Union, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your West Union to Ladysmith moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Ladysmith, WI by cost, housing, population and region.

Frequently Asked Questions: West Union, OH vs Ladysmith, WI

How do the cost estimates for West Union, OH and Ladysmith, WI compare?

Ladysmith, WI has a modeled overall cost index 2.6% higher than West Union, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in West Union, OH, the model estimates $154,298 in Ladysmith, WI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for West Union, OH and Ladysmith, WI?

The modeled two-bedroom rents are $970/month in West Union, OH and $970/month in Ladysmith, WI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Wisconsin on TaxTakeHome.com

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