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Cost of Living Comparison 2026

๐Ÿ“ Westerville, OH โ€” ZIP-level rent data ยท COL adjusted from Columbus, OH area

$

Numbers update automatically as you type

You'd spend $1.7K/month more in Tampa, FL

$150.0K in your current city equals $170.6K in Tampa, FL

Rent data from HUD ZIP-level estimates ยท COL index from Columbus, OH area
Overall Cost
โ†‘ 22.9%
More expensive
Monthly Impact
$1,718
Extra cost
Annual Impact
$20.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Westerville, OH

Population:38K
Cost Index:100
Median Home:$438K

Tampa, FL

Population:385K
Cost Index:123
Median Home:$367K

Westerville, OH

The Buckeye State

38K
Population
State Tax
Yes

Located in Ohio, this city has a population of 38K residents.

Tampa, FL

The Sunshine State

385K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor Tampa Bay area
  • โ€ขNo state income tax
  • โ€ขGrowing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Annual spending: Westerville, OH vs Tampa, FL

๐Ÿ Housing
โ†‘ 57.1%
Westerville, OH
$1,720
Tampa, FL
$2,703
Difference
$982
more
๐Ÿ“ฆOther
โ†‘ 24.7%
Westerville, OH
$1,450
Tampa, FL
$1,808
Difference
$358
more
โšกAll Utilities
โ†‘ 28.0%
Westerville, OH
$448
Tampa, FL
$574
Difference
$126
more
๐Ÿ›’Groceries
โ†‘ 9.0%
Westerville, OH
$935
Tampa, FL
$1,019
Difference
$83.94
more
๐ŸฅHealthcare
โ†“ 2.7%
Westerville, OH
$586
Tampa, FL
$570
Difference
$15.89
less
๐Ÿš—Transportation
โ†‘ 1.0%
Westerville, OH
$1,272
Tampa, FL
$1,284
Difference
$12.14
more

๐Ÿ›๏ธ Local Income Taxes

Westerville, OH: Westerville Municipal Income Tax$3,000/yr (2.0%)

Tampa, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,104
To$1,850
โ†‘ $746
1 Bed
From$1,187
To$1,960
โ†‘ $773
2 Bed
From$1,421
To$2,290
โ†‘ $869
3 Bed
From$1,706
To$2,930
โ†‘ $1,224
Westerville, OHZIP-level data

1BR range: $1,420โ€“$1,580/mo

Tampa, FLZIP-level data

1BR range: $1,410โ€“$2,550/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,411
Monthly in Westerville, OH
$7,958
Monthly in Tampa, FL
$1,546
Difference

Home Values

Westerville
Tampa
$438K
Median Value
$367K
โ†‘ +1.6%
YoY Change
โ†“ -4%
โ†‘ +36.5%
5-Year Change
โ†‘ +42.1%
$345K - $530K
Price Range
$251K - $989K

Homes in Tampa are 16% less expensive than Westerville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $4.4K
Per year
Monthly Difference
$369
More take-home
Effective Rate Diff
3.0%
Rate difference

Westerville, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Tampa, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Westerville, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Tampa, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Westerville
Tampa
53 Moderate
Air Quality
50 Good
41.3%
Good Air Days
52.5%
98 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
18 days
Heat Days >95ยฐF
38 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
18 days
Heat Days >95ยฐF
38 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Ohio and Florida on TaxTakeHome.com

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