Is Austin, TX cheaper than Westfield, NJ?

Based on cost of living data, Austin, TX is 0.4% more expensive than Westfield, NJ. The two cities have very similar living costs.

What salary do I need in Austin, TX to live like I do in Westfield, NJ?

If you earn $150,000 in Westfield, NJ, you'd need approximately $150,390.779 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Westfield, NJ and Austin, TX?

Housing in Austin, TX is 49.3% more expensive than in Westfield, NJ. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $2,470/month in Westfield, NJ.

How much can I save per month by moving from Westfield, NJ to Austin, TX?

Westfield, NJ and Austin, TX have very similar costs of living, based on a $150,000 salary.

Westfield, NJ vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Westfield, NJ — ZIP-level rent data · COL adjusted from Newark, NJ area

Current salary in Westfield, NJ

Numbers update automatically as you type

You'd spend $32.56/month more in Austin, TX

$150.0K in your current city equals $150.4K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↑ 0.4%

More expensive

Monthly Impact

$32.56

Extra cost

Annual Impact

$391

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Westfield, NJ

Population:31K

Cost Index:100

Median Home:$1.23M

Austin, TX

Population:979K

Cost Index:100

Median Home:$558K

Westfield, NJ

The Garden State

31K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 31K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Westfield, NJ vs Austin, TX

Category	Westfield, NJ	Austin, TX	Difference	Change
🏠Housing	$1,932/mo	$2,885/mo	↑ $952more	49.3%
🚗Transportation	$1,518/mo	$1,284/mo	↓ $234less	15.4%
📦Other	$1,923/mo	$1,741/mo	↓ $182less	9.5%
🛒Groceries	$1,071/mo	$959/mo	↓ $112less	10.4%
🏥Healthcare	$670/mo	$589/mo	↓ $81.57less	12.2%
⚡All Utilities	$580/mo	$541/mo	↓ $39.43less	6.8%

🏠Housing

↑ 49.3%

Westfield, NJ

$1,932

Austin, TX

$2,885

Difference

$952

🚗Transportation

↓ 15.4%

Westfield, NJ

$1,518

Austin, TX

$1,284

Difference

$234

less

📦Other

↓ 9.5%

Westfield, NJ

$1,923

Austin, TX

$1,741

Difference

$182

less

🛒Groceries

↓ 10.4%

Westfield, NJ

$1,071

Austin, TX

$959

Difference

$112

less

🏥Healthcare

↓ 12.2%

Westfield, NJ

$670

Austin, TX

$589

Difference

$81.57

less

⚡All Utilities

↓ 6.8%

Westfield, NJ

$580

Austin, TX

$541

Difference

$39.43

less

🏠Rent Comparison

Studio

From$1,808

To$1,585

↓ $223

1 Bed

From$2,042

To$1,685

↓ $357

2 Bed

From$2,470

To$1,995

↓ $475

3 Bed

From$3,091

To$2,525

↓ $566

Westfield, NJZIP-level data

1BR range: $2,530–$2,530/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,695

Monthly in Westfield, NJ

$7,998

Monthly in Austin, TX

$303

Difference

Home Values

Westfield

Austin

$1.23M

Median Value

$558K

↑ +6.8%

YoY Change

↓ -5%

↑ +45.9%

5-Year Change

↑ +12.6%

$1.23M

Price Range

$272K - $1.26M

Homes in Austin are 55% less expensive than Westfield

Calculate payment - Westfield Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.4K

Per year

Monthly Difference

$619

More take-home

Effective Rate Diff

5.0%

Rate difference

Westfield, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Westfield, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.