Westminster, CO vs Citrus Heights, CA: Cost of Living

Which city costs less?

Citrus Heights, CA has a modeled overall cost index 6.4% higher than Westminster, CO.

Westminster, CO · modeled 2BR rent: $2,180 / month
Citrus Heights, CA · modeled 2BR rent: $2,295 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Westminster, CO and Citrus Heights, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Westminster, CO

Numbers update automatically as you type

Estimated extra cost: $358/month in Citrus Heights, CA

$150,000 in your current city has a modeled equivalent of $154,291 in Citrus Heights, CA

Regional cost estimates: Westminster, CO uses Denver, CO. Citrus Heights, CA uses Sacramento, CA. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 6.4%

More expensive

Monthly Impact

$358

Extra cost

Annual Impact

$4.3K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Westminster, CO

Population:115K

Cost Index:

105.6

100 = national average

Typical Home:$495K

Citrus Heights, CA

Population:86K

Cost Index:

112.4

100 = national average

Typical Home:$469K

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Westminster, CO

The Centennial State

115K

Population

State Tax

Yes

Located in Colorado, this city has a population of 115K residents.

Citrus Heights, CA

The Golden State

86K

Population

State Tax

Yes

Located in California, this city has a population of 86K residents.

Cost Breakdown by Category

Estimated monthly spending: Westminster, CO vs Citrus Heights, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Westminster, CO	Citrus Heights, CA	Difference	Change
Housing	$2,615/mo	$2,951/mo	↑ $336more	12.9%
Transportation	$1,307/mo	$1,271/mo	↓ $36.00less	2.8%
Other	$1,587/mo	$1,618/mo	↑ $30.79more	1.9%
Groceries	$939/mo	$967/mo	↑ $27.62more	2.9%
Healthcare	$577/mo	$566/mo	↓ $11.16less	1.9%
All Utilities	$474/mo	$484/mo	↑ $10.10more	2.1%

Housing

↑ 12.9%

Westminster, CO

$2,615

Citrus Heights, CA

$2,951

Difference

$336

Transportation

↓ 2.8%

Westminster, CO

$1,307

Citrus Heights, CA

$1,271

Difference

$36.00

less

Other

↑ 1.9%

Westminster, CO

$1,587

Citrus Heights, CA

$1,618

Difference

$30.79

Groceries

↑ 2.9%

Westminster, CO

$939

Citrus Heights, CA

$967

Difference

$27.62

Healthcare

↓ 1.9%

Westminster, CO

$577

Citrus Heights, CA

$566

Difference

$11.16

less

All Utilities

↑ 2.1%

Westminster, CO

$474

Citrus Heights, CA

$484

Difference

$10.10

🏠Rent Comparison

Studio

From$1,710

To$1,780

↑ $70.00

1 Bed

From$1,830

To$1,865

↑ $35.00

2 Bed

From$2,180

To$2,295

↑ $115

3 Bed

From$2,850

To$3,055

↑ $205

Westminster, COZIP-level data

1BR range: $1,620–$2,090/mo

Citrus Heights, CAZIP-level data

1BR range: $1,770–$1,960/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Westminster, CO

$7,858

Monthly in Citrus Heights, CA

$358

Difference

Home Values

Westminster

Citrus Heights

$495K

Median Value

$469K

↓ -3.1%

YoY Change

↓ -2.4%

↑ +19.7%

5-Year Change

↑ +19.6%

$430K - $546K

Price Range

$442K - $496K

Homes in Citrus Heights are 5% less expensive than Westminster

Calculate payment - Westminster Calculate payment - Citrus Heights

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.0K

More taxes

Monthly Difference

$336

Less take-home

Effective Rate Diff

2.7%

Rate difference

Westminster, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Citrus Heights, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Westminster, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

Citrus Heights, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Westminster

Citrus Heights

55 Moderate

Air Quality

51 Moderate

35.2%

Good Air Days

49.7%

95 High

Climate Risk

98 High

🌊🌪💨

Top Hazards

🌊☀🫨

▲+3.3°F

2050 Outlook

▲+2.4°F

28 days

Heat Days >95°F

69 days

▲+3.3°F

2050 Outlook

▲+2.4°F

28 days

Heat Days >95°F

69 days

Before moving from Westminster, CO to Citrus Heights, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Citrus Heights, CA for the same bedroom count and included utilities as your home in Westminster, CO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Westminster to Citrus Heights moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Citrus Heights, CA by cost, housing, population and region.

Frequently Asked Questions: Westminster, CO vs Citrus Heights, CA

How do the cost estimates for Westminster, CO and Citrus Heights, CA compare?

Citrus Heights, CA has a modeled overall cost index 6.4% higher than Westminster, CO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Westminster, CO, the model estimates $154,291 in Citrus Heights, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Westminster, CO and Citrus Heights, CA?

The modeled two-bedroom rents are $2,180/month in Westminster, CO and $2,295/month in Citrus Heights, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Colorado and California on TaxTakeHome.com