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Cost of Living Comparison 2026

๐Ÿ“ Wheeling, IL โ€” ZIP-level rent data ยท COL adjusted from Chicago, IL area

$

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You'd spend $395/month more in Phoenix, AZ

$150.0K in your current city equals $154.7K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from Chicago-Naperville-Elgin, IL-IN-WI area
Overall Cost
โ†‘ 5.3%
More expensive
Monthly Impact
$395
Extra cost
Annual Impact
$4.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Wheeling, IL

Population:38K
Cost Index:100
Median Home:$295K

Phoenix, AZ

Population:1608K
Cost Index:105
Median Home:$414K

Wheeling, IL

The Prairie State

38K
Population
State Tax
Yes

Located in Illinois, this city has a population of 38K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Wheeling, IL vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 11.4%
Wheeling, IL
$2,503
Phoenix, AZ
$2,788
Difference
$286
more
๐Ÿ“ฆOther
โ†‘ 5.2%
Wheeling, IL
$1,594
Phoenix, AZ
$1,677
Difference
$83.30
more
โšกAll Utilities
โ†‘ 13.5%
Wheeling, IL
$494
Phoenix, AZ
$561
Difference
$66.83
more
๐Ÿš—Transportation
โ†“ 2.3%
Wheeling, IL
$1,524
Phoenix, AZ
$1,489
Difference
$34.80
less
๐ŸฅHealthcare
โ†‘ 3.9%
Wheeling, IL
$566
Phoenix, AZ
$589
Difference
$22.17
more
๐Ÿ›’Groceries
โ†“ 1.7%
Wheeling, IL
$980
Phoenix, AZ
$963
Difference
$16.87
less

๐Ÿ Rent Comparison

Studio
From$1,257
To$1,390
โ†‘ $133
1 Bed
From$1,341
To$1,510
โ†‘ $169
2 Bed
From$1,511
To$1,750
โ†‘ $239
3 Bed
From$1,943
To$2,330
โ†‘ $387
Wheeling, ILZIP-level data

1BR range: $1,740โ€“$1,740/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,662
Monthly in Wheeling, IL
$8,068
Monthly in Phoenix, AZ
$406
Difference

Home Values

Wheeling
Phoenix
$295K
Median Value
$414K
โ†‘ +4.1%
YoY Change
โ†“ -3.1%
โ†‘ +44.2%
5-Year Change
โ†‘ +30.2%
$295K
Price Range
$274K - $957K

Homes in Phoenix are 40% more expensive than Wheeling

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.2K
Per year
Monthly Difference
$183
More take-home
Effective Rate Diff
1.5%
Rate difference

Wheeling, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Wheeling, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Wheeling
Phoenix
54 Moderate
Air Quality
77 Moderate
35.8%
Good Air Days
9%
100 Very High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
18 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
18 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Illinois and Arizona on TaxTakeHome.com

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