Wichita Falls, TX vs Midwest City, OK: Cost of Living

Which city costs less?

Midwest City, OK has a modeled overall cost index 7.4% lower than Wichita Falls, TX.

Wichita Falls, TX · modeled 2BR rent
$1,120 / month
Midwest City, OK · modeled 2BR rent
$1,250 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Wichita Falls, TX and Midwest City, OK using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $492/month in Midwest City, OK

$150,000 in your current city has a modeled equivalent of $144,091 in Midwest City, OK

Regional cost estimates: Wichita Falls, TX uses Fort Worth, TX. Midwest City, OK uses Oklahoma City, OK. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 7.4%
Less expensive
Monthly Impact
$492
Savings
Annual Impact
$5.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Wichita Falls, TX

Population:103K
Cost Index:
88.9
100 = national average
Typical Home:$180K

Midwest City, OK

Population:58K
Cost Index:
82.3
100 = national average
Typical Home:$177K

Planning the move to Midwest City?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Wichita Falls, TX

The Lone Star State

103K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 103K residents.

💡 Advantage: Texas has no state income tax!

Midwest City, OK

The Sooner State

58K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 58K residents.

Cost Breakdown by Category

Estimated monthly spending: Wichita Falls, TX vs Midwest City, OK

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 13.0%
Wichita Falls, TX
$2,106
Midwest City, OK
$1,833
Difference
$273
less
Other
↓ 6.7%
Wichita Falls, TX
$1,805
Midwest City, OK
$1,684
Difference
$121
less
Healthcare
↓ 8.7%
Wichita Falls, TX
$657
Midwest City, OK
$600
Difference
$56.94
less
All Utilities
↓ 4.5%
Wichita Falls, TX
$592
Midwest City, OK
$565
Difference
$26.35
less
Groceries
↓ 1.6%
Wichita Falls, TX
$995
Midwest City, OK
$979
Difference
$16.05
less
Transportation
↑ 0.1%
Wichita Falls, TX
$1,344
Midwest City, OK
$1,345
Difference
$1.01
more

🏠Rent Comparison

Studio
From$820
To$940
↑ $120
1 Bed
From$910
To$1,025
↑ $115
2 Bed
From$1,120
To$1,250
↑ $130
3 Bed
From$1,530
To$1,685
↑ $155
Wichita Falls, TXZIP-level data

1BR range: $810–$1,020/mo

Midwest City, OKZIP-level data

1BR range: $960–$1,090/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Wichita Falls, TX
$7,008
Monthly in Midwest City, OK
$492
Difference

Home Values

Wichita Falls
Midwest City
$180K
Median Value
$177K
↓ -0.2%
YoY Change
↓ -0.2%
↑ +34.3%
5-Year Change
↑ +34.7%
$77K - $243K
Price Range
$142K - $212K

Homes in Midwest City are 1% less expensive than Wichita Falls

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $7.3K
More taxes
Monthly Difference
$607
Less take-home
Effective Rate Diff
4.9%
Rate difference

Wichita Falls, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Midwest City, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Additional Tax Information

Wichita Falls, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Midwest City, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Wichita Falls
Midwest City
54 Moderate
Air Quality
52 Moderate
35.5%
Good Air Days
47%
99 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.7°F
2050 Outlook
▲+3.1°F
94 days
Heat Days >95°F
67 days
▲+2.7°F
2050 Outlook
▲+3.1°F
94 days
Heat Days >95°F
67 days

Before moving from Wichita Falls, TX to Midwest City, OK

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Midwest City, OK for the same bedroom count and included utilities as your home in Wichita Falls, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Wichita Falls to Midwest City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Midwest City, OK by cost, housing, population and region.

Frequently Asked Questions: Wichita Falls, TX vs Midwest City, OK

How do the cost estimates for Wichita Falls, TX and Midwest City, OK compare?

Midwest City, OK has a modeled overall cost index 7.4% lower than Wichita Falls, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Wichita Falls, TX, the model estimates $144,091 in Midwest City, OK. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Wichita Falls, TX and Midwest City, OK?

The modeled two-bedroom rents are $1,120/month in Wichita Falls, TX and $1,250/month in Midwest City, OK. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Texas and Oklahoma on TaxTakeHome.com

Similar cost to Midwest City, OK

Other cities in a similar price range

Want to compare different cities?

New Comparison