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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $262/month moving to Fort Wayne, IN

$150.0K in your current city equals $146.9K in Fort Wayne, IN

Rent data from HUD ZIP-level estimates · COL index from Wichita, KS area
Overall Cost
3.5%
Less expensive
Monthly Impact
$262
Savings
Annual Impact
$3.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Wichita, KS

Population:396K
Cost Index:
100
100 = national average
Median Home:$202K

Fort Wayne, IN

Population:270K
Cost Index:
97
(3% below avg)
Median Home:$206K

Wichita, KS

The Sunflower State

396K
Population
State Tax
Yes

Located in Kansas, this city has a population of 396K residents.

Fort Wayne, IN

The Hoosier State

270K
Population
State Tax
Yes

Located in Indiana, this city has a population of 270K residents.

Cost Breakdown by Category

Annual spending: Wichita, KS vs Fort Wayne, IN

Other
9.2%
Wichita, KS
$1,641
Fort Wayne, IN
$1,490
Difference
$151
less
All Utilities
6.1%
Wichita, KS
$535
Fort Wayne, IN
$503
Difference
$32.79
less
Groceries
3.4%
Wichita, KS
$889
Fort Wayne, IN
$919
Difference
$29.98
more
Housing
1.4%
Wichita, KS
$1,845
Fort Wayne, IN
$1,819
Difference
$25.99
less
Transportation
1.1%
Wichita, KS
$1,202
Fort Wayne, IN
$1,188
Difference
$13.66
less
Healthcare
0.0%
Wichita, KS
$582
Fort Wayne, IN
$582
Difference
$0
same

🏛️ Local Income Taxes

Fort Wayne, IN: Allen County Income Tax$2,220/yr (1.5%)

Wichita, KS has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$790
To$870
$80.00
1 Bed
From$855
To$900
$45.00
2 Bed
From$1,110
To$1,090
$20.00
3 Bed
From$1,455
To$1,350
$105
Wichita, KSZIP-level data

1BR range: $680$1,280/mo

Fort Wayne, INZIP-level data

1BR range: $790$1,360/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,695
Monthly in Wichita, KS
$6,502
Monthly in Fort Wayne, IN
$193
Difference

Home Values

Wichita
Fort Wayne
$202K
Median Value
$206K
↑ +0.2%
YoY Change
↑ +2.2%
↑ +40.5%
5-Year Change
↑ +46.8%
$86K - $424K
Price Range
$104K - $439K

Homes in Fort Wayne are 2% more expensive than Wichita

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$3.6K
Per year
Monthly Difference
$298
More take-home
Effective Rate Diff
2.4%
Rate difference

Wichita, KS

Federal Income Tax
Effective: 18.9%
$25.5K
Kansas State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,714/month
$104.6K

Fort Wayne, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Wichita, KS Tax Rates

Sales Tax:8.7%
Property Tax:1.3%

Fort Wayne, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Wichita
Fort Wayne
43 Good
Air Quality
45 Good
75.1%
Good Air Days
62.6%
97 High
Climate Risk
91 Moderate
🌊🌡🌪
Top Hazards
🌊🌪💨
+3.1°F
2050 Outlook
+3.1°F
61 days
Heat Days >95°F
17 days
+3.1°F
2050 Outlook
+3.1°F
61 days
Heat Days >95°F
17 days

What to Consider When Moving from Wichita, KS to Fort Wayne, IN

Relocating from Wichita, KS to Fort Wayne, IN involves more than just comparing rent prices. While the overall cost of living is about 3% lower in Fort Wayne, IN, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Fort Wayne, IN is 1% cheaper than in Wichita, KS. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Fort Wayne, IN pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Fort Wayne, IN to match your current standard of living in Wichita, KS.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Fort Wayne, IN for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Wichita, KS vs Fort Wayne, IN

Is Fort Wayne, IN cheaper than Wichita, KS?

Yes, Fort Wayne, IN is about 3.5% cheaper than Wichita, KS. You could save approximately $262/month on a $150,000 salary. Housing costs are 1% lower in Fort Wayne, IN.

What salary do I need in Fort Wayne, IN to match my lifestyle in Wichita, KS?

If you currently earn $150,000 in Wichita, KS, you would need approximately $146,860 in Fort Wayne, IN to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Wichita, KS and Fort Wayne, IN?

A two-bedroom apartment averages $1,110/month in Wichita, KS compared to $1,090/month in Fort Wayne, IN. One-bedroom apartments are $855/month in Wichita, KS vs $900/month in Fort Wayne, IN. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Wichita, KS or Fort Wayne, IN?

Groceries are about 3% more expensive in Fort Wayne, IN than in Wichita, KS, which adds roughly $29.98/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from Wichita, KS to Fort Wayne, IN?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Kansas and Indiana on TaxTakeHome.com

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