Wilder, ID vs Pagosa Springs, CO: Cost of Living

Which city costs less?

Pagosa Springs, CO has a modeled overall cost index 19.5% lower than Wilder, ID.

Wilder, ID · modeled 2BR rent: $1,660 / month
Pagosa Springs, CO · modeled 2BR rent: $1,340 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare Wilder, ID and Pagosa Springs, CO using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Wilder, ID

Numbers update automatically as you type

Estimated savings: $1,320/month in Pagosa Springs, CO

$150,000 in your current city has a modeled equivalent of $134,164 in Pagosa Springs, CO

Regional cost estimates: Wilder, ID uses Boise, ID. Pagosa Springs, CO uses Albuquerque, NM. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 19.5%

Less expensive

Monthly Impact

$1,320

Savings

Annual Impact

$15.8K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Wilder, ID

Population:2K

Cost Index:

93.7

100 = national average

Typical Home:$530K

Pagosa Springs, CO

Population:2K

Cost Index:

75.4

100 = national average

Typical Home:$552K

Planning the move to Pagosa Springs?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Wilder, ID

The Gem State

Population

State Tax

Yes

Located in Idaho, this city has a population of 2K residents.

Pagosa Springs, CO

The Centennial State

Population

State Tax

Yes

Located in Colorado, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Wilder, ID vs Pagosa Springs, CO

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Wilder, ID	Pagosa Springs, CO	Difference	Change
Housing	$2,511/mo	$1,725/mo	↓ $786less	31.3%
Other	$1,657/mo	$1,445/mo	↓ $212less	12.8%
Healthcare	$640/mo	$513/mo	↓ $127less	19.8%
Transportation	$1,237/mo	$1,122/mo	↓ $115less	9.3%
Groceries	$972/mo	$903/mo	↓ $69.89less	7.2%
All Utilities	$483/mo	$473/mo	↓ $9.95less	2.1%

Housing

↓ 31.3%

Wilder, ID

$2,511

Pagosa Springs, CO

$1,725

Difference

$786

less

Other

↓ 12.8%

Wilder, ID

$1,657

Pagosa Springs, CO

$1,445

Difference

$212

less

Healthcare

↓ 19.8%

Wilder, ID

$640

Pagosa Springs, CO

$513

Difference

$127

less

Transportation

↓ 9.3%

Wilder, ID

$1,237

Pagosa Springs, CO

$1,122

Difference

$115

less

Groceries

↓ 7.2%

Wilder, ID

$972

Pagosa Springs, CO

$903

Difference

$69.89

less

All Utilities

↓ 2.1%

Wilder, ID

$483

Pagosa Springs, CO

$473

Difference

$9.95

less

🏠Rent Comparison

Studio

From$1,170

To$1,140

↓ $30.00

1 Bed

From$1,390

To$1,140

↓ $250

2 Bed

From$1,660

To$1,340

↓ $320

3 Bed

From$2,320

To$1,860

↓ $460

Wilder, IDZIP-level data

1BR range: $1,390–$1,390/mo

Pagosa Springs, COZIP-level data

1BR range: $1,140–$1,140/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Wilder, ID

$6,180

Monthly in Pagosa Springs, CO

$1,320

Difference

Home Values

Wilder

Pagosa Springs

$530K

Median Value

$552K

↑ +3.7%

YoY Change

↑ +0.2%

↑ +41.1%

5-Year Change

↑ +41.6%

Homes in Pagosa Springs are 4% more expensive than Wilder

Calculate payment - Wilder Calculate payment - Pagosa Springs

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.6K

Per year

Monthly Difference

$803

More take-home

Effective Rate Diff

6.4%

Rate difference

Wilder, ID

Federal Income Tax

Effective: 18.9%

$25.5K

Idaho State Tax

Effective: 10.8%

$16.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.5%

$53.3K

Take-Home Pay

$8,062/month

$96.7K

Pagosa Springs, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Wilder, ID Tax Rates

Sales Tax:6.3%

Property Tax:0.7%

Pagosa Springs, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Wilder

Pagosa Springs

44 Good

Air Quality

61 Moderate

62.8%

Good Air Days

27.3%

88 Moderate

Climate Risk

94 High

🔥💨

Top Hazards

🌊

▲+3.3°F

2050 Outlook

▲+3.0°F

49 days

Heat Days >95°F

63 days

▲+3.3°F

2050 Outlook

▲+3.0°F

49 days

Heat Days >95°F

63 days

Before moving from Wilder, ID to Pagosa Springs, CO

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Pagosa Springs, CO for the same bedroom count and included utilities as your home in Wilder, ID. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Wilder to Pagosa Springs moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Pagosa Springs, CO by cost, housing, population and region.

Frequently Asked Questions: Wilder, ID vs Pagosa Springs, CO

How do the cost estimates for Wilder, ID and Pagosa Springs, CO compare?

Pagosa Springs, CO has a modeled overall cost index 19.5% lower than Wilder, ID. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Wilder, ID, the model estimates $134,164 in Pagosa Springs, CO. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Wilder, ID and Pagosa Springs, CO?

The modeled two-bedroom rents are $1,660/month in Wilder, ID and $1,340/month in Pagosa Springs, CO. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Idaho and Colorado on TaxTakeHome.com