Willard, OH vs Gas City, IN: Cost of Living

Which city costs less?

Gas City, IN has a modeled overall cost index 0.4% higher than Willard, OH.

Willard, OH · modeled 2BR rent
$970 / month
Gas City, IN · modeled 2BR rent
$990 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Willard, OH and Gas City, IN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $120/month in Gas City, IN

$150,000 in your current city has a modeled equivalent of $148,557 in Gas City, IN

Regional cost estimates: Willard, OH uses Cleveland, OH. Gas City, IN uses Fort Wayne, IN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 0.4%
More expensive
Monthly Impact
$120
Savings
Annual Impact
$1.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Willard, OH

Population:6K
Cost Index:
79.0
100 = national average
Typical Home:$159K

Gas City, IN

Population:6K
Cost Index:
79.3
100 = national average
Typical Home:$154K

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Willard, OH

The Buckeye State

6K
Population
State Tax
Yes

Located in Ohio, this city has a population of 6K residents.

Gas City, IN

The Hoosier State

6K
Population
State Tax
Yes

Located in Indiana, this city has a population of 6K residents.

Cost Breakdown by Category

Estimated monthly spending: Willard, OH vs Gas City, IN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↓ 13.7%
Willard, OH
$1,596
Gas City, IN
$1,378
Difference
$219
less
Housing
↑ 8.5%
Willard, OH
$1,749
Gas City, IN
$1,898
Difference
$148
more
Other
↓ 5.1%
Willard, OH
$1,820
Gas City, IN
$1,727
Difference
$92.47
less
Groceries
↓ 5.5%
Willard, OH
$1,154
Gas City, IN
$1,090
Difference
$63.98
less
Healthcare
↑ 10.1%
Willard, OH
$627
Gas City, IN
$691
Difference
$63.57
more
All Utilities
↑ 7.8%
Willard, OH
$553
Gas City, IN
$596
Difference
$43.10
more

🏠Rent Comparison

Studio
From$740
To$720
↓ $20.00
1 Bed
From$740
To$790
↑ $50.00
2 Bed
From$970
To$990
↑ $20.00
3 Bed
From$1,210
To$1,300
↑ $90.00
Willard, OHZIP-level data

1BR range: $740–$740/mo

Gas City, INZIP-level data

1BR range: $790–$790/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Willard, OH
$7,380
Monthly in Gas City, IN
$120
Difference

Home Values

Willard
Gas City
$159K
Median Value
$154K
↑ +2.8%
YoY Change
↑ +6.6%
↑ +33.5%
5-Year Change
↑ +47.8%

Homes in Gas City are 3% less expensive than Willard

Calculate payment - WillardCalculate payment - Gas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $418
More taxes
Monthly Difference
$34.81
Less take-home
Effective Rate Diff
0.3%
Rate difference

Willard, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Gas City, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Willard, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Gas City, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Willard
Gas City
54 Moderate
Air Quality
45 Good
37.2%
Good Air Days
62.6%
98 High
Climate Risk
91 Moderate
🌊🌡🌪
Top Hazards
🌊🌪💨
▲+3.3°F
2050 Outlook
▲+3.1°F
11 days
Heat Days >95°F
17 days
▲+3.3°F
2050 Outlook
▲+3.1°F
11 days
Heat Days >95°F
17 days

Before moving from Willard, OH to Gas City, IN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Gas City, IN for the same bedroom count and included utilities as your home in Willard, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Willard to Gas City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Gas City, IN by cost, housing, population and region.

Frequently Asked Questions: Willard, OH vs Gas City, IN

How do the cost estimates for Willard, OH and Gas City, IN compare?

Gas City, IN has a modeled overall cost index 0.4% higher than Willard, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Willard, OH, the model estimates $148,557 in Gas City, IN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Willard, OH and Gas City, IN?

The modeled two-bedroom rents are $970/month in Willard, OH and $990/month in Gas City, IN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Indiana on TaxTakeHome.com

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