Willow Springs, IL vs Harwood Heights, IL: Cost of Living

Which city costs less?

Harwood Heights, IL has a modeled overall cost index 1.0% higher than Willow Springs, IL.

Willow Springs, IL · modeled 2BR rent: $1,780 / month
Harwood Heights, IL · modeled 2BR rent: $1,750 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

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Cost of Living Comparison 2026

Compare Willow Springs, IL and Harwood Heights, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Willow Springs, IL

Numbers update automatically as you type

Estimated extra cost: $67.80/month in Harwood Heights, IL

$150,000 in your current city has a modeled equivalent of $150,814 in Harwood Heights, IL

Regional cost estimates: Willow Springs, IL uses Chicago, IL. Harwood Heights, IL uses Chicago, IL. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 1.0%

More expensive

Monthly Impact

$67.80

Extra cost

Annual Impact

$814

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Willow Springs, IL

Population:6K

Cost Index:

93.6

100 = national average

Typical Home:$361K

Harwood Heights, IL

Population:9K

Cost Index:

94.6

100 = national average

Typical Home:$359K

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Willow Springs, IL

The Prairie State

Population

State Tax

Yes

Located in Illinois, this city has a population of 6K residents.

Harwood Heights, IL

The Prairie State

Population

State Tax

Yes

Located in Illinois, this city has a population of 9K residents.

Cost Breakdown by Category

Estimated monthly spending: Willow Springs, IL vs Harwood Heights, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Willow Springs, IL	Harwood Heights, IL	Difference	Change
Housing	$2,435/mo	$2,460/mo	↑ $25.47more	1.0%
Other	$1,551/mo	$1,567/mo	↑ $16.22more	1.0%
Transportation	$1,482/mo	$1,498/mo	↑ $15.51more	1.0%
Groceries	$976/mo	$981/mo	↑ $5.09more	0.5%
Healthcare	$564/mo	$567/mo	↑ $2.94more	0.5%
All Utilities	$492/mo	$495/mo	↑ $2.57more	0.5%

Housing

↑ 1.0%

Willow Springs, IL

$2,435

Harwood Heights, IL

$2,460

Difference

$25.47

Other

↑ 1.0%

Willow Springs, IL

$1,551

Harwood Heights, IL

$1,567

Difference

$16.22

Transportation

↑ 1.0%

Willow Springs, IL

$1,482

Harwood Heights, IL

$1,498

Difference

$15.51

Groceries

↑ 0.5%

Willow Springs, IL

$976

Harwood Heights, IL

$981

Difference

$5.09

Healthcare

↑ 0.5%

Willow Springs, IL

$564

Harwood Heights, IL

$567

Difference

$2.94

All Utilities

↑ 0.5%

Willow Springs, IL

$492

Harwood Heights, IL

$495

Difference

$2.57

🏠Rent Comparison

Studio

From$1,480

To$1,450

↓ $30.00

1 Bed

From$1,580

To$1,550

↓ $30.00

2 Bed

From$1,780

To$1,750

↓ $30.00

3 Bed

From$2,290

To$2,250

↓ $40.00

Willow Springs, ILZIP-level data

1BR range: $1,580–$1,580/mo

Harwood Heights, ILZIP-level data

1BR range: $1,550–$1,550/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Willow Springs, IL

$7,568

Monthly in Harwood Heights, IL

$67.80

Difference

Home Values

Willow Springs

Harwood Heights

$361K

Median Value

$359K

↑ +5.2%

YoY Change

↑ +8.5%

↑ +33.7%

5-Year Change

↑ +34.1%

Calculate payment - Willow Springs Calculate payment - Harwood Heights

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Willow Springs, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Harwood Heights, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Additional Tax Information

Willow Springs, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Harwood Heights, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Willow Springs

Harwood Heights

54 Moderate

Air Quality

54 Moderate

35.8%

Good Air Days

35.8%

100 Very High

Climate Risk

100 Very High

🌊🌡🫨

Top Hazards

🌊🌡🫨

▲+3.2°F

2050 Outlook

▲+3.2°F

18 days

Heat Days >95°F

18 days

▲+3.2°F

2050 Outlook

▲+3.2°F

18 days

Heat Days >95°F

18 days

Before moving from Willow Springs, IL to Harwood Heights, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Harwood Heights, IL for the same bedroom count and included utilities as your home in Willow Springs, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Willow Springs to Harwood Heights moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Harwood Heights, IL by cost, housing, population and region.

Frequently Asked Questions: Willow Springs, IL vs Harwood Heights, IL

How do the cost estimates for Willow Springs, IL and Harwood Heights, IL compare?

Harwood Heights, IL has a modeled overall cost index 1.0% higher than Willow Springs, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Willow Springs, IL, the model estimates $150,814 in Harwood Heights, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Willow Springs, IL and Harwood Heights, IL?

The modeled two-bedroom rents are $1,780/month in Willow Springs, IL and $1,750/month in Harwood Heights, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.